Xp Inc Class A (XP)

Currency in USD
20.27
+0.04(+0.20%)
Closed·
20.01-0.26(-1.28%)
·
XP is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
19.9620.54
52 wk Range
14.8023.13
Key Statistics
Prev. Close
20.27
Open
20.19
Day's Range
19.96-20.54
52 wk Range
14.8-23.13
Volume
6.87M
Average Volume (3m)
5.82M
1-Year Change
7.8765%
Book Value / Share
9.35
Fair Value
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Fair Value Upside
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XP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
23.16
Upside
+14.27%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Xp Inc Class A News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Analyst Ratings

7 Buy
1 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 23.16
(+14.27% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Itau BBA
Buy22.00+8.53%-Upgrade31-08-2026
Morgan Stanley
Buy23.00+13.47%26.00Maintain19-08-2026
UBS
Buy25.00+23.33%28.00Maintain03-06-2026
UBS
Buy28.00+38.14%25.00Maintain02-04-2026
Itau BBA
Hold22.00+8.53%21.00Maintain16-03-2026

Xp Inc Class A Earnings Call Summary for Q2/2026

  • XP Inc posted Q2 2026 adjusted EPS of $2.67, beating estimates of $2.59, while revenue of $4.88B slightly topped forecasts; shares fell 2.2%.
  • Client assets rose 17% YoY to BRL 2.2T with BRL 28B in net new money; retail revenue grew 8% and wholesale banking surged 32% year-over-year.
  • Management reaffirmed double-digit revenue growth target for 2026, expecting stronger H2 performance and gradual recovery in debt capital markets.
  • Company launching SME platform Sept. 1 and AI advisor in Q2/Q3; targeting 50%+ capital distribution through buybacks and dividends for 2026.
  • Mark-to-market losses and fixed income fee compression pressured margins; XP aims for flat efficiency ratios despite investments in AI and cloud.
Last Updated: 18-08-2026, 03:56 am
Read Full Transcript

Earnings

Latest Release
17-08-2026
EPS / Forecast
2.67 / 2.59
Revenue / Forecast
4.88B / 4.85B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 10.14%
Dividend Yield
1.87%
Industry Median 1.90%
Annualised payout
0.38
Paid unevenly
5-Years Growth
-
Growth Streak

XP Income Statement

Compare XP to Peers and Sector

Metrics to compare
XP
Peers
Sector
Relationship
P/E Ratio
10.1x13.5x9.4x
PEG Ratio
0.880.380.03
Price/Book
2.2x3.2x1.0x
Price / LTM Sales
2.9x3.0x2.9x
Upside (Analyst Target)
15.2%32.6%19.0%
Fair Value Upside
Unlock12.2%3.0%Unlock

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
172.82M34.05%3.50B
Other Institutional Investors
275.78M54.34%5.58B
Public Companies & Retail Investors
58.89M11.60%1.19B
Total
507.48M100.00%10.27B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
XP Control LLC19.07%9,67,97,60219,58,215
BlackRock, Inc.9.65%4,89,95,0539,91,170

FAQ

What Is the Xp A (XP) Share Price Today?

The Xp A share price today is 20.27.

What is the current Xp A (XP) share price and day range?

As of 30-09-2026, the Xp A share price is 20.27, with a previous close of 20.27. The share price has ranged from 19.96 to 20.54 today, while the 52-week range spans from 14.80 to 23.13.

What Is the Xp A Market Cap?

As of today, Xp A market cap is 10.27B.

Does Xp A Pay Dividends? What's The Current Dividend Yield?

The Xp A dividend yield is 1.87%.

What Is the Xp A (XP) Share Price Target?

The average 12-month share price target for Xp A is 23.16, with a high estimate of 25.81180679 and a low estimate of 19.94533839. 7 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +14.27% Upside potential.

What Is Xp A's Earnings Per Share (TTM)?

The Xp A EPS (TTM) is 10.14.

When Is the Next Xp A Earnings Date?

Xp A will release its next earnings report on 24-11-2026.

From a Technical Analysis Perspective, Is XP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Xp A Trade On?

Xp A is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Xp A?

The stock symbol for Xp A is "XP."

How Many Times Has Xp A Stock Split?

Xp A has split 0 times.

What Is the XP Premarket Price?

XP's last pre-market stock price is 20.01. The pre-market share volume is 360.00, and the stock has changed by -0.26, or -1.28%.
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