Nu Holdings Ltd (NU)

Currency in USD
14.74
-0.49(-3.22%)
Closed·
14.77+0.03(+0.20%)
·
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Fair Value
Day's Range
14.7115.41
52 wk Range
11.2018.98
Key Statistics
Prev. Close
15.23
Open
15.4
Day's Range
14.71-15.41
52 wk Range
11.2-18.98
Volume
70.83M
Average Volume (3m)
75.42M
1-Year Change
12.5191%
Book Value / Share
2.73
Fair Value
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Fair Value Upside
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NU Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
18.45
Upside
+25.17%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week

Nu Holdings Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Buy

Analyst Ratings

18 Buy
3 Hold
1 Sell
Ratings:
22 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 18.45
(+25.17% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Susquehanna
Hold16.00+8.55%13.00Maintain14-08-2026
Needham
Buy19.00+28.90%17.00Maintain14-08-2026
JPMorgan
Buy20.00+35.69%18.00Maintain07-07-2026
Needham
Buy17.00+15.33%-New Coverage26-06-2026
Citi
Hold13.00-11.80%18.00Downgrade15-06-2026

Nu Holdings Ltd SWOT Analysis


Digital Banking Giant
Nubank dominates Latin American fintech, serving 105 million customers in Brazil and expanding across the region with innovative financial products
Financial Momentum
Analysts project robust growth with net income reaching $3.9 billion by 2026 and ROE maintaining around 29%, supported by a PEG ratio of 0.7x
Strategic Expansion
Explore Nubank's ambitious push into Brazil's payroll loan market, aiming for a 10% share by 2026, far exceeding consensus estimates of 3-4%
Navigating Challenges
Learn how Nubank addresses foreign exchange volatility and competitive pressures while leveraging its digital model to outpace traditional banks
Read full SWOT analysis

Nu Holdings Ltd Earnings Call Summary for Q2/2026

  • Nu Holdings posted Q2 2026 net income of $1.1B, up 49% YoY, marking first time above $1B; gross revenue rose 39% to $5.9B.
  • Risk-adjusted net interest margin hit record 12.4%; ROE reached 33% with efficiency ratio at 19.5%, near full-year 20% target.
  • Customer base grew to 139M with 83.5% activity rate; Mexico banking license secured in July to enable payroll deposits and broader products.
  • Management expects efficiency ratio around 20% for full year and margin stability at 12.4%; AI platform nuFormer to drive future underwriting growth.
  • Stock surged 11.6% to $15.14 after hours; 90+ day delinquencies rose to 6.9% due to seasonality, while U.S. expansion timeline set at 12-30 months.
Last Updated: 14-08-2026, 04:48 am
Read Full Transcript

Earnings

Latest Release
13-08-2026
EPS / Forecast
0.22 / 0.20
Revenue / Forecast
5.88B / 5.39B
EPS Revisions
Last 90 days

NU Income Statement

Compare NU to Peers and Sector

Metrics to compare
NU
Peers
Sector
Relationship
P/E Ratio
19.7x8.5x9.9x
PEG Ratio
0.360.560.03
Price/Book
5.4x1.6x1.0x
Price / LTM Sales
8.4x3.7x3.0x
Upside (Analyst Target)
21.1%16.8%12.6%
Fair Value Upside
Unlock14.8%2.4%Unlock

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.18B24.44%17.98B
Other Institutional Investors
1.87B38.77%28.53B
Public Companies & Retail Investors
1.78B36.78%27.06B
Total
4.83B100.00%73.57B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.35%35,50,12,57354,06,841
Baillie Gifford & Co.4.76%22,99,30,33135,01,839

FAQ

What Is the Nu Holdings (NU) Share Price Today?

The Nu Holdings share price today is 14.74.

What is the current Nu Holdings (NU) share price and day range?

As of 17-08-2026, the Nu Holdings share price is 14.74, with a previous close of 15.23. The share price has ranged from 14.71 to 15.41 today, while the 52-week range spans from 11.20 to 18.98.

What Is the Nu Holdings Market Cap?

As of today, Nu Holdings market cap is 73.57B.

What Is the Nu Holdings (NU) Share Price Target?

The average 12-month share price target for Nu Holdings is 18.45, with a high estimate of 23 and a low estimate of 10. 18 analysts recommend buying, while 1 suggest selling, with an overall rating of Buy and +25.17% Upside potential.

What Is Nu Holdings's Earnings Per Share (TTM)?

The Nu Holdings EPS (TTM) is 0.73.

When Is the Next Nu Holdings Earnings Date?

Nu Holdings will release its next earnings report on 12-11-2026.

From a Technical Analysis Perspective, Is NU a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Nu Holdings Trade On?

Nu Holdings is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Nu Holdings?

The stock symbol for Nu Holdings is "NU."

How Many Times Has Nu Holdings Stock Split?

Nu Holdings has split 0 times.

What Is the NU Premarket Price?

NU's last pre-market stock price is 15.34. The pre-market share volume is 3,10,840.00, and the stock has changed by 0.11, or 0.72%.

What Is the NU After Hours Price?

NU's last after hours stock price is 14.77, the stock has changed by 0.03, or 0.20%.
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