SmartFinancial Inc (SMBK)

Currency in USD
50.89
+0.24(+0.47%)
Real-time Data·
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Fair Value
Day's Range
50.1050.96
52 wk Range
33.0154.14
Key Statistics
Prev. Close
50.65
Open
50.25
Day's Range
50.1-50.96
52 wk Range
33.01-54.14
Volume
40.03K
Average Volume (3m)
116.25K
1-Year Change
44.8207%
Book Value / Share
33.73
Fair Value
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Fair Value Upside
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SMBK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
52.04
Upside
+2.26%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

SmartFinancial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Analyst Ratings

2 Buy
4 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 52.04
(+2.26% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Benchmark
Buy60.00+17.90%56.00Maintain18-08-2026
Stephens
Hold47.00-7.64%45.00Maintain23-07-2026
Keefe, Bruyette & Woods
Hold50.00-1.75%46.00Maintain23-07-2026
Benchmark
Buy56.00+10.04%54.00Maintain22-07-2026
Benchmark
Buy54.00+6.11%-New Coverage24-06-2026

SmartFinancial Inc Earnings Call Summary for Q2/2026

  • SmartFinancial Q2 2026 EPS of $0.96 beat estimates by 6.67%; revenue of $55.95M topped forecasts; shares rose 2.77% to $48.99 near 52-week high.
  • Return on assets hit 1.1%, exceeding internal 1% target; net interest margin expanded to 3.52% from 3.48%; ROE reached 13% with strong credit quality.
  • Loan growth remained robust at 15% annualized pace; core deposits grew 6% annualized as bank crossed $6B asset milestone during the quarter.
  • Q3 guidance: NIM of 3.45%, noninterest income ~$8M, expenses $34.5-35M; targeting $4 EPS run rate by Q4 2026, implying ~$1/share quarterly.
  • Management expects near-term margin pressure from rising deposit costs but sees improvement in Q4 2026; remains focused on organic growth over M&A.
Last Updated: 21-07-2026, 08:22 pm
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Earnings

Latest Release
20-07-2026
EPS / Forecast
0.96 / 0.90
Revenue / Forecast
55.95M / 55.74M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.39%
Dividend Yield
0.69%
Industry Median 2.71%
Annualised payout
0.36
Paid quarterly
5-Years Growth
+8.45%
Growth Streak

SMBK Income Statement

Compare SMBK to Peers and Sector

Metrics to compare
SMBK
Peers
Sector
Relationship
P/E Ratio
15.2x14.4x9.8x
PEG Ratio
0.415.320.03
Price/Book
1.5x1.6x1.0x
Price / LTM Sales
4.3x4.8x3.0x
Upside (Analyst Target)
0.0%4.3%14.2%
Fair Value Upside
Unlock22.4%2.6%Unlock

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

Sector
Financial
Employees
585

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
4.53M26.49%229.43M
Other Institutional Investors
6.84M40.00%346.44M
Public Companies & Retail Investors
5.73M33.51%290.17M
Total
17.1M100.00%866.04M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.59%14,68,19574,364
Dimensional Fund Advisors LP4.89%8,36,38842,363

FAQ

What Is the SmartFinancial Inc (SMBK) Share Price Today?

The SmartFinancial Inc share price today is 50.89.

What is the current SmartFinancial Inc (SMBK) share price and day range?

As of 20-08-2026, the SmartFinancial Inc share price is 50.89, with a previous close of 50.65. The share price has ranged from 50.10 to 50.96 today, while the 52-week range spans from 33.01 to 54.14.

What Is the SmartFinancial Inc Market Cap?

As of today, SmartFinancial Inc market cap is 870.14M.

Does SmartFinancial Inc Pay Dividends? What's The Current Dividend Yield?

The SmartFinancial Inc dividend yield is 0.69%.

What Is the SmartFinancial Inc (SMBK) Share Price Target?

The average 12-month share price target for SmartFinancial Inc is 52.04, with a high estimate of 60 and a low estimate of 46. 2 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +2.26% Upside potential.

What Is SmartFinancial Inc's Earnings Per Share (TTM)?

The SmartFinancial Inc EPS (TTM) is 3.39.

When Is the Next SmartFinancial Inc Earnings Date?

SmartFinancial Inc will release its next earnings report on 26-10-2026.

From a Technical Analysis Perspective, Is SMBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

What Stock Exchange Does SmartFinancial Inc Trade On?

SmartFinancial Inc is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for SmartFinancial Inc?

The stock symbol for SmartFinancial Inc is "SMBK."

How Many Times Has SmartFinancial Inc Stock Split?

SmartFinancial Inc has split 3 times.

How Many Employees Does SmartFinancial Inc Have?

SmartFinancial Inc has 585 employees.

What Is the SMBK After Hours Price?

SMBK's last after hours stock price is 50.65, the stock has changed by 0.07, or 0.14%.
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