OptimumBank Holdi receives Investment Bank Analyst Rating Update
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OptimumBank Holdings Inc (OPHC)
The OptimumBank Holdings share price today is 9.300, view NYSE OPHC stock exchange data. Track the latest OptimumBank Holdings share price with real-time updates on OPHC stock performance including market cap, day range, 52-week range and dividend yield. Access OPHC charts, earnings dates and analyst estimates to support your investment decisions.
NYSE
Currency in USD
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
9.050
9.620
52 wk Range
3.910
10.680
OPHC is not included in our AI-picked strategies. See which stocks are.
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
9.0509.620
52 wk Range
3.91010.680
Key Statistics
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OPHC Scorecard
Company’s Health
Assesses a company's financial position by analysing its market value, financial ratios, industry benchmarks, and competitors.
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An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Unlock PriceTechnical Analysis
Strong Buy
Analysts Sentiment
Strong Buy
Price Target
9.917
Upside
+6.63%
Members' Sentiments
Bearish
Bullish
ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Suffers from weak gross profit margins
OptimumBank Holdi receives Investment Bank Analyst Rating Update- Investing.com
Pro
- OptimumBank Holdi receives Investment Bank Analyst Rating Update
- Investing.com
Pro 
Form 8K OptimumBank Holdings Inc For: 13 August- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell
Analyst Ratings
3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy
Analysts 12-Month Price Target:
Average 9.917
(+6.63% Upside)
OptimumBank Holdings Inc Earnings Call Summary for Q2/2026
- OptimumBank Q2 EPS of $0.28 beat estimates by 40%; net income surged 85% YoY to record $6.7M with margin expanding to 4.57%
- Management raised FY guidance to $1.00-$1.15 per share, citing sustainable quarterly run rate and continued loan growth opportunities
- Stock jumped 52.5% post-earnings to $9.12; assets surpassed $1.4B as bank maintains strong credit quality with zero net charge-offs
- New Optimum Finance platform completed first deals at 18%+ yields, expected to reach profitability in Q3 amid $700M+ loan pipeline
- CEO Gubin noted 26.9% annualized ROE; warned future equity raises may be needed to fund growth, posing potential dilution risk
Last Updated: 13-08-2026, 11:36 pm
Read Full TranscriptEarnings
Latest Release
24-07-2026
EPS / Forecast
0.28 / 0.20
Revenue / Forecast
17.1M / --
Compare OPHC to Peers and Sector
Metrics to compare | OPHC | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipOPHCPeersSector | |
|---|---|---|---|---|
P/E Ratio | 10.9x | 13.2x | 9.8x | |
PEG Ratio | 0.16 | −0.96 | 0.03 | |
Price/Book | 1.7x | 1.2x | 1.0x | |
Price / LTM Sales | 3.9x | 3.2x | 2.9x | |
Upside (Analyst Target) | 13.9% | 10.6% | 14.2% | |
Fair Value Upside | Unlock | 4.0% | 2.7% | Unlock |
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.
Ownership
Ownership Overview
Top Holders
FAQ
What Is the OptimumBank Holdings (OPHC) Share Price Today?
The OptimumBank Holdings share price today is 9.300.
What is the current OptimumBank Holdings (OPHC) share price and day range?
As of 22-08-2026, the OptimumBank Holdings share price is 9.300, with a previous close of 9.220. The share price has ranged from 9.050 to 9.620 today, while the 52-week range spans from 3.910 to 10.680.
What Is the OptimumBank Holdings Market Cap?
As of today, OptimumBank Holdings market cap is 222.030M.
What Is the OptimumBank Holdings (OPHC) Share Price Target?
The average 12-month share price target for OptimumBank Holdings is 9.917, with a high estimate of 11 and a low estimate of 8.25. 3 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +6.63% Upside potential.
What Is OptimumBank Holdings's Earnings Per Share (TTM)?
The OptimumBank Holdings EPS (TTM) is 0.824.
When Is the Next OptimumBank Holdings Earnings Date?
OptimumBank Holdings will release its next earnings report on 06-11-2026.
From a Technical Analysis Perspective, Is OPHC a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
What Stock Exchange Does OptimumBank Holdings Trade On?
OptimumBank Holdings is listed and trades on the New York Stock Exchange.
What Is the Stock Symbol for OptimumBank Holdings?
The stock symbol for OptimumBank Holdings is "OPHC."
How Many Times Has OptimumBank Holdings Stock Split?
OptimumBank Holdings has split 7 times.
How Many Employees Does OptimumBank Holdings Have?
OptimumBank Holdings has 98 employees.
What Is the OPHC After Hours Price?
OPHC's last after hours stock price is 9.455, the stock has changed by 0.155, or 1.670%.
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