NMI Holdings Inc (NMIH)

Currency in USD
39.65
-1.30(-3.17%)
Closed·
39.650.00(0.00%)
·
NMIH is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
39.3540.95
52 wk Range
31.9043.20
Key Statistics
Prev. Close
40.95
Open
40.72
Day's Range
39.35-40.95
52 wk Range
31.9-43.2
Volume
440.71K
Average Volume (3m)
453.8K
1-Year Change
11.6587%
Book Value / Share
33.72
Fair Value
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Fair Value Upside
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NMIH Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
46.29
Upside
+16.74%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

NMI Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

NMI Holdings Company Profile

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Industry
Insurance
Sector
Financial
Employees
228

NMI Holdings Inc SWOT Analysis


Credit Quality Leade
Explore NMI Holdings' industry-leading credit quality, boasting the lowest default rates in mortgage insurance and its impact on market positioning
Operational Excellence
Delve into NMIH's impressive operational efficiency, driving profitability through cost control and strategic expense management
Market Dynamics
Learn how NMI Holdings navigates rising interest rates and evolving credit conditions while maintaining strong financial health and growth potential
Future Projections
Analyst price targets range from $41 to $48, reflecting confidence in NMIH's ability to sustain mid-teens returns amidst market challenges
Read full SWOT analysis

NMI Holdings Inc Earnings Call Summary for Q4/2025

  • NMI Holdings exceeded Q4 2025 forecasts with EPS of $1.20 and record revenue of $180.7 million, driving a 1.55% after-hours stock increase
  • Total 2025 revenue reached $706.4 million, a 9% year-over-year increase, while maintaining a strong return on equity of 16.2%
  • CEO Adam Pollitzer expressed confidence in the company's market position and customer franchise despite potential challenges from interest rate fluctuations
  • For 2026, NMI Holdings forecasts new insurance written volume to remain stable at approximately $310 billion with normalized credit experience
  • Potential risks include interest rate changes, FHA premium adjustments, economic uncertainties, and competitive pressures in the mortgage insurance market
Last Updated: 11-02-2026, 04:22 am
Read Full Transcript

Compare NMIH to Peers and Sector

Metrics to compare
NMIH
Peers
Sector
Relationship
P/E Ratio
7.8x10.7x10.1x
PEG Ratio
0.700.070.03
Price/Book
1.2x1.0x1.0x
Price / LTM Sales
4.3x1.2x2.9x
Upside (Analyst Target)
18.5%5.3%12.7%
Fair Value Upside
Unlock2.6%1.3%Unlock

Analyst Ratings

5 Buy
2 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 46.29
(+16.74% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy44.00+10.97%43.00Maintain11-02-2026
JPMorgan
Buy43.00+8.45%42.00Maintain12-01-2026
Barclays
Hold44.00+10.97%43.00Maintain06-01-2026
Keefe, Bruyette & Woods
Buy48.00+21.06%46.00Upgrade18-12-2025
JPMorgan
Buy42.00+5.93%43.00Maintain05-11-2025

Earnings

Latest Release
Feb 10, 2026
EPS / Forecast
1.20 / 1.19
Revenue / Forecast
180.74M / 152.67M
EPS Revisions
Last 90 days

NMIH Income Statement

FAQ

What Is the NMI Holdings (NMIH) Stock Price Today?

The NMI Holdings stock price today is 39.65.

What Stock Exchange Does NMI Holdings Trade On?

NMI Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for NMI Holdings?

The stock symbol for NMI Holdings is "NMIH."

What Is the NMI Holdings Market Cap?

As of today, NMI Holdings market cap is 3.01B.

What Is NMI Holdings's Earnings Per Share (TTM)?

The NMI Holdings EPS (TTM) is 4.92.

When Is the Next NMI Holdings Earnings Date?

NMI Holdings will release its next earnings report on 05-05-2026.

From a Technical Analysis Perspective, Is NMIH a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has NMI Holdings Stock Split?

NMI Holdings has split 0 times.

How Many Employees Does NMI Holdings Have?

NMI Holdings has 228 employees.

What is the current trading status of NMI Holdings (NMIH)?

As of 14 Feb 2026, NMI Holdings (NMIH) is trading at a price of 39.65, with a previous close of 40.95. The stock has fluctuated within a day range of 39.35 to 40.95, while its 52-week range spans from 31.90 to 43.20.

What Is NMI Holdings (NMIH) Price Target According to Analysts?

The average 12-month price target for NMI Holdings is USD46.29, with a high estimate of USD50 and a low estimate of USD42. 5 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +16.74% Upside potential.
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