Essent Group Ltd (ESNT)

Currency in USD
69.28
+1.00(+1.46%)
Closed·
69.76+0.48(+0.69%)
·
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Fair Value
Day's Range
68.2169.65
52 wk Range
55.3470.00
Key Statistics
Prev. Close
69.28
Open
68.86
Day's Range
68.21-69.65
52 wk Range
55.34-70
Volume
537.57K
Average Volume (3m)
755.89K
1-Year Change
10.2833%
Book Value / Share
61.46
Fair Value
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Fair Value Upside
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ESNT Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
74.71
Upside
+7.84%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Essent Group Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

3 Buy
4 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 74.71
(+7.84% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
RBC Capital
Hold75.00+8.26%68.00Maintain10-08-2026
Keefe, Bruyette & Woods
Buy78.00+12.59%74.00Maintain10-08-2026
Barclays
Hold65.00-6.18%62.00Maintain10-08-2026
JPMorgan
Hold72.00+3.93%65.00Maintain13-07-2026
Keefe, Bruyette & Woods
Buy74.00+6.81%73.00Maintain25-06-2026

Essent Group Ltd SWOT Analysis


Credit Challenges
Essent Group faces rising delinquency rates reaching 2.29% in Q3 2025, with earnings impacted by $44.2 million in provision costs despite better-than-expected credit performance.
Shareholder Value Push
Delve into Essent's strategic $500 million stock buyback program extending through 2027, representing approximately 8.3% of the company's current market capitalization.
Financial Trajectory
Management projects double-digit returns despite operational headwinds, with analyst EPS estimates improving from $6.84 to $6.88 for FY1 and $7.22 to $7.35 for FY2.
Market Positioning
Explore how Essent navigates a neutral industry outlook with a price target range of $58-$66 from Barclays Capital, maintaining an Equal Weight rating amid evolving mortgage insurance dynamics.
Read full SWOT analysis

Essent Group Ltd Earnings Call Summary for Q2/2026

  • Essent posted Q2 2026 adjusted EPS of $2.08, beating estimates by 17.5%, though revenue of $307.28M missed forecasts by 4.6%; shares rose 3.97%.
  • Book value per share climbed 13% year-over-year to $63.01; ROE reached 13.4% as net income rose to $190M from $177M in Q2 2025.
  • Company repurchased nearly 6M shares for $350M year-to-date and approved $0.35 quarterly dividend, continuing aggressive capital return strategy.
  • Management expects premium yield to hold near 40 basis points with minimal near-term growth, citing housing affordability as primary constraint on originations.
  • New insurance written rose 10% focusing on higher-risk borrowers; title and reinsurance businesses expected to contribute modestly with limited near-term impact.
Last Updated: 07-08-2026, 08:28 pm
Read Full Transcript

Earnings

Latest Release
07-08-2026
EPS / Forecast
2.08 / 1.77
Revenue / Forecast
307.28M / 322.01M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 7.15%
Dividend Yield
2.02%
Industry Median 3.18%
Annualised payout
1.40
Paid quarterly
5-Years Growth
+15.22%
Growth Streak

ESNT Income Statement

Compare ESNT to Peers and Sector

Metrics to compare
ESNT
Peers
Sector
Relationship
P/E Ratio
9.1x7.2x10.0x
PEG Ratio
2.130.500.03
Price/Book
1.1x1.2x1.0x
Price / LTM Sales
4.7x0.9x3.0x
Upside (Analyst Target)
8.3%10.0%12.5%
Fair Value Upside
Unlock−3.6%2.1%Unlock

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Industry
Insurance
Sector
Financial
Employees
518

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
60.12M65.24%4.10B
Other Institutional Investors
30.61M33.22%2.09B
Public Companies & Retail Investors
1.42M1.54%97.14M
Total
92.15M100.00%6.29B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.12.97%1,19,55,0558,16,291
Vanguard Portfolio Management, LLC8.00%73,75,2935,03,585

FAQ

What Is the Essent Group Ltd (ESNT) Share Price Today?

The Essent Group Ltd share price today is 69.28.

What is the current Essent Group Ltd (ESNT) share price and day range?

As of 14-08-2026, the Essent Group Ltd share price is 69.28, with a previous close of 69.28. The share price has ranged from 68.21 to 69.65 today, while the 52-week range spans from 55.34 to 70.00.

What Is the Essent Group Ltd Market Cap?

As of today, Essent Group Ltd market cap is 6.23B.

Does Essent Group Ltd Pay Dividends? What's The Current Dividend Yield?

The Essent Group Ltd dividend yield is 2.02%.

What Is the Essent Group Ltd (ESNT) Share Price Target?

The average 12-month share price target for Essent Group Ltd is 74.71, with a high estimate of 80 and a low estimate of 65. 3 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +7.84% Upside potential.

What Is Essent Group Ltd's Earnings Per Share (TTM)?

The Essent Group Ltd EPS (TTM) is 7.15.

When Is the Next Essent Group Ltd Earnings Date?

Essent Group Ltd will release its next earnings report on 30-10-2026.

From a Technical Analysis Perspective, Is ESNT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Essent Group Ltd Trade On?

Essent Group Ltd is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Essent Group Ltd?

The stock symbol for Essent Group Ltd is "ESNT."

How Many Times Has Essent Group Ltd Stock Split?

Essent Group Ltd has split 0 times.

How Many Employees Does Essent Group Ltd Have?

Essent Group Ltd has 518 employees.

What Is the ESNT Premarket Price?

ESNT's last pre-market stock price is 69.76. The pre-market share volume is 20.00, and the stock has changed by 0.48, or 0.69%.
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