Pagaya Technologies Ltd (PGY)

Currency in USD
19.230
-1.580(-7.59%)
Closed·
19.350+0.120(+0.62%)
·
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Fair Value
Day's Range
18.54020.730
52 wk Range
10.40029.750
Key Statistics
Prev. Close
19.23
Open
20.35
Day's Range
18.54-20.73
52 wk Range
10.4-29.75
Volume
2.41M
Average Volume (3m)
2.45M
1-Year Change
-28.4864%
Book Value / Share
7.46
Fair Value
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Fair Value Upside
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PGY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.273
Upside
+52.22%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Pagaya Technologies Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

11 Buy
0 Hold
0 Sell
Ratings:
11 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 29.273
(+52.22% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Buy27.00+40.41%25.00Maintain30-10-2026
B.Riley
Buy38.00+97.61%36.00Maintain30-10-2026
StoneX
Buy33.00+71.61%33.00Maintain29-09-2026
Citizens
Buy25.00+30.01%-Maintain23-09-2026
TD Cowen
Buy---New Coverage03-09-2026

Pagaya Technologies Ltd SWOT Analysis


Fintech Innovato
Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins
Growth Trajectory
Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025
Strategic Partnerships
Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers
Market Outlook
Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage
Read full SWOT analysis

Pagaya Technologies Ltd Earnings Call Summary for Q2/2026

  • Pagaya reported record Q2 results with adjusted EPS of $1.07 vs. $0.33 estimate and revenue of $365.6M, beating forecasts by 224%.
  • Network volume surged 33% YoY to $3.5B; operating income jumped 87% to $106M with adjusted EBITDA margin expanding to 32%.
  • Company raised full-year 2026 net income guidance by ~25% at midpoint to $155M-$180M, citing strong partner-led growth strategy.
  • Core operating expenses fell 6% YoY despite volume growth, demonstrating significant operating leverage and improved unit economics.
  • Stock traded down 0.43% to $16.12 despite beat, remaining 64% below 52-week high amid investor caution on funding costs and credit cycle risks.
Last Updated: 30-07-2026, 07:24 pm
Read Full Transcript

Earnings

Latest Release
29-10-2026
EPS / Forecast
1.07 / 0.47
Revenue / Forecast
390.49M / 382.13M
EPS Revisions
Last 90 days

PGY Income Statement

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
10.7x15.1x11.3x
PEG Ratio
0.060.040.01
Price/Book
2.6x3.5x2.4x
Price / LTM Sales
1.1x2.8x2.1x
Upside (Analyst Target)
52.2%18.1%49.2%
Fair Value Upside
Unlock15.0%10.2%Unlock

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
8.52M10.21%163.81M
Other Institutional Investors
32.07M38.44%616.71M
Public Companies & Retail Investors
42.84M51.35%823.76M
Total
83.43M100.00%1.6B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
American Century ETF Trust - Avantis U.S. Small Cap Value ETF3.47%28,91,40355,602
Frontier Capital Management Co LLC2.75%22,96,41744,160

FAQ

What Is the Pagaya Tech (PGY) Share Price Today?

The Pagaya Tech share price today is 19.230.

What is the current Pagaya Tech (PGY) share price and day range?

As of 02-11-2026, the Pagaya Tech share price is 19.230, with a previous close of 19.230. The share price has ranged from 18.540 to 20.730 today, while the 52-week range spans from 10.400 to 29.750.

What Is the Pagaya Tech Market Cap?

As of today, Pagaya Tech market cap is 1.600B.

What Is the Pagaya Tech (PGY) Share Price Target?

The average 12-month share price target for Pagaya Tech is 29.273, with a high estimate of 38 and a low estimate of 23. 11 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +52.22% Upside potential.

What Is Pagaya Tech's Earnings Per Share (TTM)?

The Pagaya Tech EPS (TTM) is 1.81.

When Is the Next Pagaya Tech Earnings Date?

Pagaya Tech will release its next earnings report on 17-02-2027.

From a Technical Analysis Perspective, Is PGY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Pagaya Tech Trade On?

Pagaya Tech is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Pagaya Tech?

The stock symbol for Pagaya Tech is "PGY."

How Many Times Has Pagaya Tech Stock Split?

Pagaya Tech has split 1 times.

How Many Employees Does Pagaya Tech Have?

Pagaya Tech has 493 employees.

What Is the PGY Premarket Price?

PGY's last pre-market stock price is 20.340. The pre-market share volume is 33,880.000, and the stock has changed by -0.470, or -2.260%.

What Is the PGY After Hours Price?

PGY's last after hours stock price is 19.350, the stock has changed by 0.120, or 0.620%.
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