Consumer Portfolio Services Inc (CPSS)

Currency in USD
9.970
+0.010(+0.10%)
Real-time Data·
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Fair Value
Day's Range
9.48510.040
52 wk Range
7.46010.490
Key Statistics
Prev. Close
9.96
Open
10.04
Day's Range
9.485-10.04
52 wk Range
7.46-10.49
Volume
16.67K
Average Volume (3m)
24.85K
1-Year Change
22.1814%
Book Value / Share
15.05
Fair Value
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Fair Value Upside
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CPSS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Consumer Portfolio Services Inc Earnings Call Summary for Q3/2026

  • Q3 2026 revenue rose 22% YoY to $131.9M; EPS jumped 50% to $0.30 from $0.20, driven by record $815M originations (up 108.5%) and share buybacks.
  • Loan portfolio reached $4.6B, up 28% YoY; warehouse funding capacity exceeded $1B for first time, supporting continued expansion without credit loosening.
  • Shares surged 10.37% after-hours to $9.90; stock trades at 9.55 P/E and 0.34 PEG ratio, near top of 52-week range, signaling strong investor confidence.
  • Management expects strategic growth continuation, not doubling; plans include sales force expansion, AI-driven collections, and fourth fraud prevention tool by Q4.
  • CEO Bradley credits 2025 infrastructure investments for 2026 results; company gaining scale in consolidating auto finance market dominated by 5-6 large players.
Last Updated: 26-10-2026, 11:06 pm
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Earnings

Latest Release
22-10-2026
EPS / Forecast
0.30 / --
Revenue / Forecast
131.91M / --
EPS Revisions
Last 90 days

CPSS Income Statement

Compare CPSS to Peers and Sector

Metrics to compare
CPSS
Peers
Sector
Relationship
P/E Ratio
9.1x12.9x9.2x
PEG Ratio
0.340.050.03
Price/Book
0.7x1.2x1.0x
Price / LTM Sales
1.0x1.7x2.8x
Upside (Analyst Target)
40.6%32.6%18.3%
Fair Value Upside
Unlock7.1%3.5%Unlock

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial
Employees
913

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.11M14.42%30.56M
Other Institutional Investors
6.77M31.41%66.54M
Public Companies & Retail Investors
11.68M54.17%114.78M
Total
21.55M100.00%211.88M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Black Diamond Capital Management, L.L.C.23.79%51,27,16550,400
Dimensional Fund Advisors LP7.29%15,70,30315,436

FAQ

What Is the Consumer Portfolio Services (CPSS) Share Price Today?

The Consumer Portfolio Services share price today is 9.970.

What is the current Consumer Portfolio Services (CPSS) share price and day range?

As of 30-10-2026, the Consumer Portfolio Services share price is 9.970, with a previous close of 9.960. The share price has ranged from 9.485 to 10.040 today, while the 52-week range spans from 7.460 to 10.490.

What Is the Consumer Portfolio Services Market Cap?

As of today, Consumer Portfolio Services market cap is 214.580M.

What Is Consumer Portfolio Services's Earnings Per Share (TTM)?

The Consumer Portfolio Services EPS (TTM) is 1.09.

From a Technical Analysis Perspective, Is CPSS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Consumer Portfolio Services Trade On?

Consumer Portfolio Services is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Consumer Portfolio Services?

The stock symbol for Consumer Portfolio Services is "CPSS."

How Many Times Has Consumer Portfolio Services Stock Split?

Consumer Portfolio Services has split 1 times.

How Many Employees Does Consumer Portfolio Services Have?

Consumer Portfolio Services has 913 employees.
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