Consumer Portfolio Services Inc (CPSS)

Currency in USD
9.180
-0.130(-1.40%)
Closed·
9.1800.000(0.00%)
·
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Fair Value
Day's Range
9.1809.500
52 wk Range
6.66710.490
Key Statistics
Prev. Close
9.31
Open
9.205
Day's Range
9.18-9.5
52 wk Range
6.667-10.49
Volume
13.07K
Average Volume (3m)
25.19K
1-Year Change
16.6455%
Book Value / Share
14.45
Fair Value
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Fair Value Upside
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CPSS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
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Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Consumer Portfolio Services Inc Earnings Call Summary for Q2/2026

  • Q2 2026 revenue rose 11% YoY to $121.4M; diluted EPS jumped 35% to $0.27 from $0.20, driven by 75% surge in loan originations to $758M.
  • Active dealer network hit record 11,889, up 84% YoY; sales force expanded to 149 reps as company scales distribution without credit concessions.
  • Credit metrics improved with lower delinquencies and charge-offs; fair value portfolio grew 18% to $4.2B while equity reached record $319.2M.
  • Management expects growth momentum to continue through 2026, supported by expanding sales force, strong securitization market, and stable underwriting.
  • Stock trades at $9.41, up 1.07%, near 52-week high; analysts set $14 price target implying 50% upside from current P/E of 11.07.
Last Updated: 05-08-2026, 11:24 pm
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Earnings

Latest Release
04-08-2026
EPS / Forecast
0.27 / --
Revenue / Forecast
121.38M / --
EPS Revisions
Last 90 days

CPSS Income Statement

Compare CPSS to Peers and Sector

Metrics to compare
CPSS
Peers
Sector
Relationship
P/E Ratio
9.2x14.1x10.1x
PEG Ratio
1.330.070.03
Price/Book
0.6x1.6x1.0x
Price / LTM Sales
0.9x2.3x3.0x
Upside (Analyst Target)
50.4%21.8%12.9%
Fair Value Upside
Unlock4.2%2.0%Unlock

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Sector
Financial
Employees
956

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.25M14.98%31.20M
Other Institutional Investors
6.71M30.94%64.44M
Public Companies & Retail Investors
11.74M54.09%112.66M
Total
21.7M100.00%208.31M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Black Diamond Capital Management, L.L.C.23.63%51,27,16549,221
Dimensional Fund Advisors LP7.22%15,65,93015,033

FAQ

What Is the Consumer Portfolio Services (CPSS) Share Price Today?

The Consumer Portfolio Services share price today is 9.180.

What is the current Consumer Portfolio Services (CPSS) share price and day range?

As of 06-08-2026, the Consumer Portfolio Services share price is 9.180, with a previous close of 9.310. The share price has ranged from 9.180 to 9.500 today, while the 52-week range spans from 6.667 to 10.490.

What Is the Consumer Portfolio Services Market Cap?

As of today, Consumer Portfolio Services market cap is 199.190M.

What Is the Consumer Portfolio Services (CPSS) Share Price Target?

The average 12-month share price target for Consumer Portfolio Services is 14.000, with a high estimate of 14 and a low estimate of 14. 0 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +52.51% Upside potential.

What Is Consumer Portfolio Services's Earnings Per Share (TTM)?

The Consumer Portfolio Services EPS (TTM) is 0.850.

When Is the Next Consumer Portfolio Services Earnings Date?

Consumer Portfolio Services will release its next earnings report on 04-08-2026.

From a Technical Analysis Perspective, Is CPSS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

What Stock Exchange Does Consumer Portfolio Services Trade On?

Consumer Portfolio Services is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Consumer Portfolio Services?

The stock symbol for Consumer Portfolio Services is "CPSS."

How Many Times Has Consumer Portfolio Services Stock Split?

Consumer Portfolio Services has split 1 times.

How Many Employees Does Consumer Portfolio Services Have?

Consumer Portfolio Services has 956 employees.
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