Credit Acceptance Corporation (CACC)

Currency in USD
585.58
+4.28(+0.74%)
Closed·
585.580.00(0.00%)
·
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Fair Value
Day's Range
574.90585.58
52 wk Range
401.90668.86
Key Statistics
Prev. Close
581.3
Open
583.75
Day's Range
574.9-585.58
52 wk Range
401.9-668.86
Volume
116.02K
Average Volume (3m)
163.65K
1-Year Change
26.4287%
Book Value / Share
151.9
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
636.67
Upside
+8.72%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 636.67
(+8.72% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold600.00+2.46%575.00Maintain05-08-2026
TD Cowen
Hold500.00-14.61%450.00Maintain06-05-2026
Stephens
Hold540.00-7.78%450.00Maintain17-04-2026
TD Cowen
Hold470.00-19.74%460.00Maintain30-01-2026
TD Cowen
Hold460.00-21.45%430.00Downgrade08-01-2026

Credit Acceptance Corporation Earnings Call Summary for Q2/2026

  • Credit Acceptance Q2 GAAP EPS rose 71% YoY to $12.66, beating forecasts; adjusted EPS of $12.12 topped estimates, driving shares up 6.1% to $608.18.
  • Unit volume decline narrowed to 1% from 4.3% in Q1; monthly volumes returned to YoY growth in June, with active dealers hitting record 11,000+ for second quarter.
  • Company guides Q3 2026 EPS of $11.90 and Q4 EPS of $12.24, with revenues of $590.9M and $598M respectively; focus remains on profitable growth over volume.
  • CEO Hegde emphasized AI-driven transformation and disciplined capital allocation; $39M downward revision in cash flow forecasts tied to slower prepayments.
  • Franchise dealer strategy gaining traction with improved loan yields; market share in core subprime segment at 4.9%, up from Q4 2024 low of 4.4%.
Last Updated: 05-08-2026, 03:14 am
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Earnings

Latest Release
05-08-2026
EPS / Forecast
12.12 / 12.20
Revenue / Forecast
587.4M / 588.07M
EPS Revisions
Last 90 days

CACC Income Statement

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
12.1x14.7x10.0x
PEG Ratio
0.400.850.03
Price/Book
3.8x2.0x1.0x
Price / LTM Sales
4.7x4.2x2.9x
Upside (Analyst Target)
11.0%18.7%13.3%
Fair Value Upside
Unlock−8.2%2.4%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.72M26.16%1.59B
Other Institutional Investors
6.98M67.25%4.09B
Public Companies & Retail Investors
684.51K6.59%400.83M
Total
10.38M100.00%6.08B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Prescott General Partners LLC14.15%14,68,4978,59,922
Donald A. Foss Trust12.42%12,89,6427,55,189

FAQ

What Is the Credit Acceptance (CACC) Share Price Today?

The Credit Acceptance share price today is 585.58.

What is the current Credit Acceptance (CACC) share price and day range?

As of 09-08-2026, the Credit Acceptance share price is 585.58, with a previous close of 581.30. The share price has ranged from 574.90 to 585.58 today, while the 52-week range spans from 401.90 to 668.86.

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 6.08B.

What Is the Credit Acceptance (CACC) Share Price Target?

The average 12-month share price target for Credit Acceptance is 636.67, with a high estimate of 660 and a low estimate of 600. 0 analysts recommend buying, while 0 suggest selling, with an overall rating of Neutral and +8.72% Upside potential.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 45.36.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on 02-11-2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 587.70. The pre-market share volume is 1,440.00, and the stock has changed by 6.40, or 1.10%.
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