Credit Acceptance Corporation (CACC)

Currency in USD
464.89
-110.89(-19.26%)
Closed·
471.00+6.11(+1.31%)
·
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Fair Value
Day's Range
455.43520.00
52 wk Range
401.90668.86
Key Statistics
Prev. Close
575.78
Open
497.91
Day's Range
455.43-520
52 wk Range
401.9-668.86
Volume
386.16K
Average Volume (3m)
110.93K
1-Year Change
2.7654%
Book Value / Share
151.90
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
596.67
Upside
+28.35%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 596.67
(+28.35% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold470.00+1.10%590.00Maintain30-10-2026
TD Cowen
Hold600.00+29.06%575.00Maintain05-08-2026
TD Cowen
Hold500.00+7.55%450.00Maintain06-05-2026
Stephens
Hold540.00+16.16%450.00Maintain17-04-2026
TD Cowen
Hold470.00+1.10%460.00Maintain30-01-2026

Credit Acceptance Corporation Earnings Call Summary for Q3/2026

  • Credit Acceptance Q3 2026 adjusted EPS of $13.01 beat estimates by 1.5%; revenue of $594.6M missed by 0.3%. Stock fell 2.22% after hours.
  • Consumer loan volume surged 38% year-over-year to 110,000+ units; dollar volume up 51% to $1.4B. Active dealers hit record 12,093, up 19%.
  • Economic profit rose 18% to $50.7M; per-share up 30% to $4.87. GAAP showed $56.6M loss due to CECL portfolio forecast adjustment.
  • Market share in subprime used vehicle financing increased to 5.4% from 4.5%. Company repurchased $161.6M in shares during quarter.
  • Management expects newer loan vintages with refined AI-driven risk models to improve yields over time; forecast adjustment impact to spread over loan life.
Last Updated: 30-10-2026, 03:30 am
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Earnings

Latest Release
29-10-2026
EPS / Forecast
13.01 / 12.82
Revenue / Forecast
594.6M / 596.41M
EPS Revisions
Last 90 days

CACC Income Statement

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
11.9x13.8x9.2x
PEG Ratio
0.310.410.03
Price/Book
3.8x2.0x1.0x
Price / LTM Sales
4.6x4.1x2.8x
Upside (Analyst Target)
28.3%36.5%18.3%
Fair Value Upside
Unlock−12.3%3.5%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.58M24.89%1.41B
Other Institutional Investors
8.13M75.11%4.43B
Public Companies & Retail Investors
0.000.00%0.00
Total
10.71M100.00%5.84B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Donald A. Foss Trust19.63%20,37,24411,10,094
Prescott General Partners LLC14.15%14,68,4978,00,184

FAQ

What Is the Credit Acceptance (CACC) Share Price Today?

The Credit Acceptance share price today is 464.89.

What is the current Credit Acceptance (CACC) share price and day range?

As of 30-10-2026, the Credit Acceptance share price is 464.89, with a previous close of 575.78. The share price has ranged from 455.43 to 520.00 today, while the 52-week range spans from 401.90 to 668.86.

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 4.87B.

What Is the Credit Acceptance (CACC) Share Price Target?

The average 12-month share price target for Credit Acceptance is 596.67, with a high estimate of 600 and a low estimate of 590. 0 analysts recommend buying, while 0 suggest selling, with an overall rating of Neutral and +28.35% Upside potential.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 46.30.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on 01-02-2027.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 503.93. The pre-market share volume is 5,460.00, and the stock has changed by -71.85, or -12.48%.

What Is the CACC After Hours Price?

CACC's last after hours stock price is 471.00, the stock has changed by 6.11, or 1.31%.
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