Cincinnati Financial Corporation (CINF)

Currency in USD
177.68
+2.95(+1.69%)
Closed·
177.680.00(0.00%)
·
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Fair Value
Day's Range
172.87177.95
52 wk Range
146.52194.81
Key Statistics
Prev. Close
174.73
Open
173.62
Day's Range
172.87-177.95
52 wk Range
146.52-194.81
Volume
944.64K
Average Volume (3m)
820.96K
1-Year Change
21.5405%
Book Value / Share
107.77
Fair Value
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Fair Value Upside
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CINF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
192.67
Upside
+8.43%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 7 consecutive years
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Strong Buy
Moving Averages
Neutral

Analyst Ratings

2 Buy
6 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 192.67
(+8.43% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BofA Securities
Hold193.00+8.62%197.00Downgrade30-07-2026
Roth/MKM
Buy200.00+12.56%190.00Maintain28-07-2026
Piper Sandler
Hold197.00+10.87%175.00Maintain15-07-2026
Keefe, Bruyette & Woods
Hold201.00+13.12%-Downgrade08-07-2026
Piper Sandler
Hold175.00-1.51%161.00Maintain26-05-2026

Cincinnati Financial Corporation SWOT Analysis


Underwriting Excellence
Cincinnati Financial's robust underwriting performance across segments showcases its disciplined approach, positioning it favorably in the competitive insurance landscape
Financial Resilience
CINF's Q2 2024 results surpassed expectations with $1.29 EPS, demonstrating strong financial health and potential undervaluation at current market prices
Risk Management Prowess
Explore CINF's adept handling of catastrophe losses, which were 207 basis points below consensus, highlighting effective risk mitigation strategies
Analyst Perspectives
With a price target of $116 from Piper Sandler, CINF's market position and future prospects are under scrutiny, especially given its increased wildfire exposure
Read full SWOT analysis

Cincinnati Financial Corporation Earnings Call Summary for Q2/2026

  • Cincinnati Financial Q2 EPS of $1.43 missed estimates by 19.66%; revenue of $2.64B fell 2.58% short of forecasts at $2.71B.
  • Operating income dropped 28% YoY to $224M; combined ratio worsened to 100.8% from 95.0%, indicating underwriting losses before investments.
  • Investment income surged 12% on higher bond yields; book value hit record $108.64/share with $5.7B parent liquidity supporting balance sheet.
  • Management expects moderate premium growth amid softening market; will maintain pricing discipline and focus on expense efficiency improvements.
  • Stock rose 0.52% to $185.19 after hours; muted reaction reflects investors weighing earnings miss against strong investment gains and capital position.
Last Updated: 28-07-2026, 09:28 pm
Read Full Transcript

Earnings

Latest Release
27-07-2026
EPS / Forecast
1.43 / 1.78
Revenue / Forecast
2.64B / 2.71B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 21.19%
Dividend Yield
2.15%
Industry Median 3.21%
Annualised payout
3.76
Paid quarterly
5-Years Growth
+8.03%
Growth Streak

CINF Income Statement

Compare CINF to Peers and Sector

Metrics to compare
CINF
Peers
Sector
Relationship
P/E Ratio
8.2x10.5x10.0x
PEG Ratio
0.10−0.560.03
Price/Book
1.6x1.1x1.0x
Price / LTM Sales
2.0x0.8x2.9x
Upside (Analyst Target)
10.0%2.6%14.0%
Fair Value Upside
Unlock−6.5%2.8%Unlock

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Industry
Insurance
Sector
Financial
Employees
5705

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
61.91M40.34%11.00B
Other Institutional Investors
48.73M31.75%8.66B
Public Companies & Retail Investors
42.84M27.91%7.61B
Total
153.48M100.00%27.27B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.15%1,26,11,15822,40,751
Vanguard Capital Management, LLC6.54%1,01,11,43617,96,600

FAQ

What Is the Cincinnati Financial (CINF) Share Price Today?

The Cincinnati Financial share price today is 177.68.

What is the current Cincinnati Financial (CINF) share price and day range?

As of 02-08-2026, the Cincinnati Financial share price is 177.68, with a previous close of 174.73. The share price has ranged from 172.87 to 177.95 today, while the 52-week range spans from 146.52 to 194.81.

What Is the Cincinnati Financial Market Cap?

As of today, Cincinnati Financial market cap is 27.27B.

Does Cincinnati Financial Pay Dividends? What's The Current Dividend Yield?

The Cincinnati Financial dividend yield is 2.15%.

What Is the Cincinnati Financial (CINF) Share Price Target?

The average 12-month share price target for Cincinnati Financial is 192.67, with a high estimate of 201 and a low estimate of 172. 2 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +8.43% Upside potential.

What Is Cincinnati Financial's Earnings Per Share (TTM)?

The Cincinnati Financial EPS (TTM) is 21.19.

When Is the Next Cincinnati Financial Earnings Date?

Cincinnati Financial will release its next earnings report on 22-10-2026.

From a Technical Analysis Perspective, Is CINF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

What Stock Exchange Does Cincinnati Financial Trade On?

Cincinnati Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Cincinnati Financial?

The stock symbol for Cincinnati Financial is "CINF."

How Many Times Has Cincinnati Financial Stock Split?

Cincinnati Financial has split 14 times.

How Many Employees Does Cincinnati Financial Have?

Cincinnati Financial has 5705 employees.

What Is the CINF Premarket Price?

CINF's last pre-market stock price is 173.91. The pre-market share volume is 410.00, and the stock has changed by -0.82, or -0.47%.
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