Capitec Limited (CPIJ)

Currency in ZAR
418,800
-15,755(-3.63%)
Closed·

Capitec Earnings

Latest Release
22-04-2026
EPS / Forecast
76.32 / 7,958.00
Revenue / Forecast
16.8B / --
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
02-202676.32/7,958.0016.80B/---99.04%--Free Sign Up
08-202569.10/--16.52B/------Free Sign Up
02-202563.20/--15.53B/------Free Sign Up
08-202455.57/4,622.0014.70B/16.60B-98.8%-11.46%Free Sign Up
02-202343.68/4,185.0022.72B/15.49B-98.96%+46.72%Free Sign Up
08-202240.25/3,477.0020.12B/12.50B-98.84%+60.93%Free Sign Up
02-202239.77/3,930.0019.31B/13.29B-98.99%+45.3%Free Sign Up
08-202133.83/1,445.0016.92B/10.69B-97.66%+58.22%Free Sign Up
02-202133.09/3,219.0016.54B/11.67B-98.97%+41.78%Free Sign Up
08-20205.37/2,593.0015.17B/10.81B-99.79%+40.31%Free Sign Up

All numbers in ZAR

Capitec Limited Earnings Call Summary for H1/2027

  • Capitec Bank reported H1 2026 headline earnings rose 19% to ZAR 9.5B, driven by growth across lending, payments, insurance and business banking.
  • Non-interest income climbed 21% to ZAR 16.1B, now comprising 70% of operating income, while operating expenses increased just 5% showing cost discipline.
  • Credit loss ratio rose to 8.4% from 7.9%; management attributed increase to proactive provisioning and product mix shifts, not deteriorating credit quality.
  • Client base expanded 7% to 26.6M; Capitec Connect telecom clients surged 64% to 1.8M while business banking profit jumped 52% year-over-year.
  • Management expects continued loan growth at slower pace due to macro headwinds, with mid-single-digit expense growth near-term before moderating over time.
Last Updated: 30-09-2026, 12:46 pm
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FAQ

What Is Capitec's Earnings Per Share (TTM)?

The Capitec EPS (TTM) is 158.
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