Capitec Bank Holdings Ltd (CPIJ)

Currency in ZAR
438,380
+8,437(+1.96%)
Closed·
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Fair Value
Day's Range
432,934448,055
52 wk Range
334,356483,332
Key Statistics
Bid/Ask
438,000.00 / 448,350.00
Prev. Close
429,943
Open
434,370
Day's Range
432,934-448,055
52 wk Range
334,356-483,332
Volume
287.06K
Average Volume (3m)
252.67K
1-Year Change
29.5893%
Fair Value
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Fair Value Upside
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CPIJ Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
493,025
Upside
+12.47%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Capitec Bank Holdings Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

7 Buy
0 Hold
2 Sell
Ratings:
9 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 493,025
(+12.47% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy540.00-87.68%454.00Upgrade12-01-2026

Earnings

Latest Release
22-04-2026
EPS / Forecast
76.32 / 7,958.00
Revenue / Forecast
16.8B / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 145.43%
Dividend Yield
1.64%
Industry Median 4.44%
Annualised payout
7,045.00
Paid unevenly
5-Years Growth
+37.90%
Growth Streak

CPIJ Income Statement

Compare CPIJ to Peers and Sector

Metrics to compare
CPIJ
Peers
Sector
Relationship
P/E Ratio
30.8x11.9x9.9x
PEG Ratio
1.320.750.03
Price/Book
8.7x1.8x1.0x
Price / LTM Sales
12.2x2.6x2.9x
Upside (Analyst Target)
16.1%11.6%15.7%
Fair Value Upside
Unlock5.7%1.4%Unlock

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Sector
Financial
Employees
17672

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
27.07M23.36%116.37B
Other Institutional Investors
56.58M48.84%243.26B
Public Companies & Retail Investors
32.20M27.79%138.42B
Total
115.84M100.00%498.05B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Public Investment Corporation Limited15.59%1,80,63,1417,76,61,210
South Africa Government Employee Pension Fund15.59%1,80,63,1417,76,61,210

FAQ

What Is the Capitec Bank (CPIJ) Share Price Today?

The Capitec Bank share price today is 4,38,380.

What is the current Capitec Bank (CPIJ) share price and day range?

As of 06-05-2026, the Capitec Bank share price is 4,38,380, with a previous close of 4,29,943. The share price has ranged from 4,32,934 to 4,48,055 today, while the 52-week range spans from 3,34,356 to 4,83,332.

What Is the Capitec Bank Market Cap?

As of today, Capitec Bank market cap is 507.82B.

Does Capitec Bank Pay Dividends? What's The Current Dividend Yield?

The Capitec Bank dividend yield is 1.64%.

What Is the Capitec Bank (CPIJ) Share Price Target?

The average 12-month share price target for Capitec Bank is 4,93,025, with a high estimate of 568622 and a low estimate of 375000. 7 analysts recommend buying, while 2 suggest selling, with an overall rating of Buy and +12.47% Upside potential.

What Is Capitec Bank's Earnings Per Share (TTM)?

The Capitec Bank EPS (TTM) is 145.

From a Technical Analysis Perspective, Is CPIJ a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Capitec Bank Trade On?

Capitec Bank is listed and trades on the Johannesburg Stock Exchange.

What Is the Stock Symbol for Capitec Bank?

The stock symbol for Capitec Bank is "CPIJ."

How Many Times Has Capitec Bank Stock Split?

Capitec Bank has split 2 times.

How Many Employees Does Capitec Bank Have?

Capitec Bank has 17672 employees.
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