Pinnacle Financial Partners Inc (PNFP)

Currency in USD
105.23
+0.39(+0.37%)
Closed·
105.230.00(0.00%)
·
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Fair Value
Day's Range
104.54105.61
52 wk Range
81.08107.00
Key Statistics
Prev. Close
104.84
Open
105.2
Day's Range
104.54-105.61
52 wk Range
81.08-107
Volume
1.01M
Average Volume (3m)
1.27M
1-Year Change
22.1758%
Book Value / Share
93.4
Fair Value
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Fair Value Upside
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PNFP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
118.15
Upside
+12.28%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

15 Buy
5 Hold
0 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 118.15
(+12.28% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Truist Securities
Buy118.00+12.14%115.00Maintain28-07-2026
TD Cowen
Buy119.00+13.09%116.00Maintain27-07-2026
DA Davidson
Hold112.00+6.43%109.00Maintain24-07-2026
JPMorgan
Buy120.00+14.04%125.00Maintain24-07-2026
Benchmark
Buy125.00+18.79%132.00Maintain24-07-2026

Pinnacle Financial Partners Inc SWOT Analysis


Growth Amidst Challenges
Pinnacle Financial Partners showcases robust growth in a complex banking landscape, with a 10% revenue CAGR over five years and strong Q1 2025 performance
Strategic Expansion
Delve into PNFP's aggressive growth initiatives, including new hires, branch openings, and marketing efforts, positioning the bank for increased market penetration
Valuation Dynamics
Explore PNFP's premium valuation, trading at 14x 2026 earnings, with analyst price targets ranging from $105 to $135, reflecting market confidence in growth prospects
Navigating Headwinds
Learn how PNFP manages challenges like expense pressures, interest rate volatility, and competitive threats while maintaining stable credit metrics and outperforming expectations
Read full SWOT analysis

Pinnacle Financial Partners Inc Earnings Call Summary for Q2/2026

  • Pinnacle Financial Q2 2026 adjusted EPS of $2.50 beat estimates by 1.6%, though revenue of $1.2B missed forecasts by 3.2%; stock rose 0.7% premarket.
  • Loans grew $2.9B quarter-over-quarter (14% annualized); year-to-date adjusted EPS surged 26% YoY, exceeding original merger underwriting expectations.
  • Credit quality stable with net charge-offs at 22 bps and nonperforming assets at 0.50%; CET1 ratio improved to 9.93% from 9.81% prior quarter.
  • Management maintained 2026 guidance: 9-11% loan growth, 8-10% deposit growth, NIM of 344-347 bps, and full-year revenue of $5.05-5.1B.
  • Merger integration progressing; systems conversion planned March 2027; share repurchases possible in 2027 once CET1 ratio reaches 10.25% target.
Last Updated: 23-07-2026, 06:56 pm
Read Full Transcript

Earnings

Latest Release
22-07-2026
EPS / Forecast
2.50 / 2.46
Revenue / Forecast
1.2B / 1.24B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.83%
Dividend Yield
1.90%
Industry Median 2.81%
Annualised payout
2.00
Paid quarterly
5-Years Growth
+16.83%
Growth Streak

PNFP Income Statement

Compare PNFP to Peers and Sector

Metrics to compare
PNFP
Peers
Sector
Relationship
P/E Ratio
20.2x11.7x10.0x
PEG Ratio
−2.220.440.03
Price/Book
1.1x1.1x1.0x
Price / LTM Sales
4.8x3.6x2.9x
Upside (Analyst Target)
12.6%11.3%14.0%
Fair Value Upside
Unlock−7.2%2.4%Unlock

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Sector
Financial
Employees
3709

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
66.16M43.99%6.96B
Other Institutional Investors
62.46M41.53%6.57B
Public Companies & Retail Investors
21.78M14.48%2.29B
Total
150.41M100.00%15.83B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.10.93%1,64,43,57817,30,358
Wellington Management Group LLP6.07%91,24,5709,60,179

FAQ

What Is the Pinnacle (PNFP) Share Price Today?

The Pinnacle share price today is 105.23.

What is the current Pinnacle (PNFP) share price and day range?

As of 01-08-2026, the Pinnacle share price is 105.23, with a previous close of 104.84. The share price has ranged from 104.54 to 105.61 today, while the 52-week range spans from 81.08 to 107.00.

What Is the Pinnacle Market Cap?

As of today, Pinnacle market cap is 15.77B.

Does Pinnacle Pay Dividends? What's The Current Dividend Yield?

The Pinnacle dividend yield is 1.9%.

What Is the Pinnacle (PNFP) Share Price Target?

The average 12-month share price target for Pinnacle is 118.15, with a high estimate of 131 and a low estimate of 100. 15 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +12.28% Upside potential.

What Is Pinnacle's Earnings Per Share (TTM)?

The Pinnacle EPS (TTM) is 6.83.

When Is the Next Pinnacle Earnings Date?

Pinnacle will release its next earnings report on 20-10-2026.

From a Technical Analysis Perspective, Is PNFP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Pinnacle Trade On?

Pinnacle is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Pinnacle?

The stock symbol for Pinnacle is "PNFP."

How Many Times Has Pinnacle Stock Split?

Pinnacle has split 1 times.

How Many Employees Does Pinnacle Have?

Pinnacle has 3709 employees.

What Is the PNFP Premarket Price?

PNFP's last pre-market stock price is 105.25. The pre-market share volume is 650.00, and the stock has changed by 0.41, or 0.39%.
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