OceanFirst Financial Corp (OCFC)

Currency in USD
19.08
+0.02(+0.10%)
Closed·
19.080.00(0.00%)
·
Unusual trading volume
High dividend Yield
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Fair Value
Day's Range
18.9519.43
52 wk Range
16.0920.61
Key Statistics
Prev. Close
19.06
Open
19.07
Day's Range
18.95-19.43
52 wk Range
16.09-20.61
Volume
1.44M
Average Volume (3m)
670.09K
1-Year Change
15.287%
Book Value / Share
29.12
Fair Value
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Fair Value Upside
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OCFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
21.80
Upside
+14.26%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

OceanFirst Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Sector
Financial
Employees
926

OceanFirst Financial Corp Earnings Call Summary for Q1/2026

  • OceanFirst Q1 2026 EPS of $0.43 beat forecasts by 10.26%; revenue of $103.1M missed estimates by 1.36%. Stock rose 0.31% to $19.06.
  • Total loans grew $92M (3% annualized); net interest income increased $1M quarter-over-quarter with margin expansion anticipated past 3%.
  • Company reaffirmed 2026 guidance projecting mid-to-high single-digit loan growth with continued net interest margin expansion in H2.
  • Strategic AI and technology infrastructure investments underway; management cites operational efficiency gains and positions for future growth.
  • Flushing Financial merger integration ongoing; faces challenges from loan yield compression and slight increase in criticized loans.
Last Updated: 24-04-2026, 09:10 pm
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Compare OCFC to Peers and Sector

Metrics to compare
OCFC
Peers
Sector
Relationship
P/E Ratio
16.4x11.2x9.9x
PEG Ratio
−0.71−5.480.03
Price/Book
0.7x1.3x1.0x
Price / LTM Sales
2.8x3.7x2.9x
Upside (Analyst Target)
15.3%6.7%15.5%
Fair Value Upside
Unlock8.1%2.6%Unlock

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 21.80
(+14.26% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Raymond James
Hold---Downgrade31-12-2025
DA Davidson
Hold19.00-0.42%-New Coverage27-10-2025
Keefe, Bruyette & Woods
Buy22.00+15.30%20.00Upgrade10-10-2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.17%
Dividend Yield
4.20%
Industry Median 3.04%
Annualised payout
0.80
Paid quarterly
5-Years Growth
+3.30%
Growth Streak

Earnings

Latest Release
23-04-2026
EPS / Forecast
0.43 / 0.39
Revenue / Forecast
103.1M / 104.52M
EPS Revisions
Last 90 days

OCFC Income Statement

FAQ

What Is the OceanFirst (OCFC) Share Price Today?

The OceanFirst share price today is 19.08 USD.

What is the current OceanFirst (OCFC) share price and day range?

As of 25-04-2026, the OceanFirst share price is 19.08 USD, with a previous close of 19.06 USD. The share price has ranged from 18.95 to 19.43 USD today, while the 52-week range spans from 16.09 to 20.61 USD.

What Is the OceanFirst Market Cap?

As of today, OceanFirst market cap is 1.10B.

Does OceanFirst Pay Dividends? What's The Current Dividend Yield?

The OceanFirst dividend yield is 4.2%.

What Is the OceanFirst (OCFC) Share Price Target?

The average 12-month share price target for OceanFirst is 21.80 USD, with a high estimate of 25 USD and a low estimate of 19 USD. 3 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +14.26% Upside potential.

What Is OceanFirst's Earnings Per Share (TTM)?

The OceanFirst EPS (TTM) is 1.17.

When Is the Next OceanFirst Earnings Date?

OceanFirst will release its next earnings report on 23-07-2026.

From a Technical Analysis Perspective, Is OCFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does OceanFirst Trade On?

OceanFirst is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for OceanFirst?

The stock symbol for OceanFirst is "OCFC."

How Many Times Has OceanFirst Stock Split?

OceanFirst has split 2 times.

How Many Employees Does OceanFirst Have?

OceanFirst has 926 employees.
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