Ncino (NCNO)

Currency in USD
21.25
-0.18(-0.84%)
Closed·
21.88+0.63(+2.96%)
·
NCNO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
20.7921.70
52 wk Range
13.8031.23
Key Statistics
Prev. Close
21.25
Open
21.59
Day's Range
20.79-21.7
52 wk Range
13.8-31.23
Volume
2.47M
Average Volume (3m)
2.91M
1-Year Change
-29.3785%
Book Value / Share
8.49
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
NCNO Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
24.27
Upside
+14.22%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield

Ncino News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Analyst Ratings

10 Buy
4 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 24.27
(+14.22% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Buy25.00+17.65%24.00Maintain26-08-2026
Morgan Stanley
Buy25.00+17.65%23.00Maintain26-08-2026
Truist Securities
Hold20.00-5.88%19.00Maintain26-08-2026
Needham
Buy25.00+17.65%-Maintain26-08-2026
BTIG
Hold---Maintain26-08-2026

Ncino SWOT Analysis


Cloud Banking Pionee
nCino leads in cloud-based software for financial institutions, with a market cap of $2.9B and strong revenue growth despite market challenges
AI-Driven Innovation
Explore nCino's strategic focus on AI, including the game-changing Banking Advisor tool, positioning the company as a data-oriented AI vendor for banking
Market Dynamics
Delve into nCino's competitive landscape, international expansion, and new pricing model as it navigates fierce competition in the fintech secto
Future Trajectory
Analyst price targets range from $28 to $41, reflecting mixed outlooks on nCino's growth potential and ability to maintain its competitive edge
Read full SWOT analysis

Ncino Earnings Call Summary for Q2/2027

  • nCino posted Q2 revenue of $161M, beating estimates, but EPS of $0.05 missed consensus of $0.27 by 81%, sending shares down 3.4% after-hours.
  • Subscription revenue rose 10% YoY to $143.5M; non-GAAP operating income jumped 36% to $40.8M, while free cash flow surged 170% to $34M.
  • Company raised FY guidance for non-GAAP operating income to $171M-$174M from $166M-$171M, citing stronger execution outside U.S. mortgage.
  • CEO Desmond emphasized AI adoption momentum, stating the firm is 'doing' agentic AI-powered banking, not just pitching it, with more customers in production.
  • U.S. mortgage segment remains pressured by high rates, declining 1% YoY, though management sees growth from AI, international expansion, and cross-selling.
Last Updated: 26-08-2026, 03:32 am
Read Full Transcript

Earnings

Latest Release
25-08-2026
EPS / Forecast
0.05 / 0.27
Revenue / Forecast
161M / 159.14M
EPS Revisions
Last 90 days

NCNO Income Statement

Compare NCNO to Peers and Sector

Metrics to compare
NCNO
Peers
Sector
Relationship
P/E Ratio
66.9x−2.0x11.9x
PEG Ratio
0.323.850.01
Price/Book
2.4x14.1x2.4x
Price / LTM Sales
3.6x3.7x2.2x
Upside (Analyst Target)
17.6%12.1%37.5%
Fair Value Upside
Unlock9.6%6.5%Unlock

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Employees
1684

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
50.19M47.47%1.07B
Other Institutional Investors
89.63M52.53%1.90B
Public Companies & Retail Investors
0.000.00%0.00
Total
139.82M100.00%2.97B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.53%90,20,8981,91,694
Vanguard Portfolio Management, LLC7.40%78,26,8761,66,321

FAQ

What Is the Ncino (NCNO) Share Price Today?

The Ncino share price today is 21.25.

What is the current Ncino (NCNO) share price and day range?

As of 14-09-2026, the Ncino share price is 21.25, with a previous close of 21.25. The share price has ranged from 20.79 to 21.70 today, while the 52-week range spans from 13.80 to 31.23.

What Is the Ncino Market Cap?

As of today, Ncino market cap is 2.25B.

What Is the Ncino (NCNO) Share Price Target?

The average 12-month share price target for Ncino is 24.27, with a high estimate of 28 and a low estimate of 17. 10 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +14.22% Upside potential.

What Is Ncino's Earnings Per Share (TTM)?

The Ncino EPS (TTM) is 0.31.

When Is the Next Ncino Earnings Date?

Ncino will release its next earnings report on 02-12-2026.

From a Technical Analysis Perspective, Is NCNO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

What Stock Exchange Does Ncino Trade On?

Ncino is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Ncino?

The stock symbol for Ncino is "NCNO."

How Many Times Has Ncino Stock Split?

Ncino has split 0 times.

How Many Employees Does Ncino Have?

Ncino has 1684 employees.

What Is the NCNO Premarket Price?

NCNO's last pre-market stock price is 21.88. The pre-market share volume is 4,730.00, and the stock has changed by 0.63, or 2.96%.

What Is the NCNO After Hours Price?

NCNO's last after hours stock price is 21.21, the stock has changed by -0.04, or -0.19%.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.