Ncino (NCNO)

Currency in USD
17.49
+0.03(+0.17%)
Closed·
17.40-0.08(-0.46%)
·
NCNO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
16.9517.52
52 wk Range
13.8033.92
Key Statistics
Prev. Close
17.46
Open
17.26
Day's Range
16.95-17.52
52 wk Range
13.8-33.92
Volume
2.51M
Average Volume (3m)
2.93M
1-Year Change
-23.5243%
Book Value / Share
9.21
Fair Value
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Fair Value Upside
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NCNO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
23.86
Upside
+36.40%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Ncino News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Analyst Ratings

11 Buy
5 Hold
0 Sell
Ratings:
16 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 23.86
(+36.40% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BofA Securities
Hold21.00+20.07%38.00Maintain01-04-2026
Keefe, Bruyette & Woods
Buy24.00+37.22%36.00Maintain01-04-2026
Morgan Stanley
Buy23.00+31.50%21.00Maintain01-04-2026
Truist Securities
Hold19.00+8.63%27.00Maintain01-04-2026
Stephens
Buy26.00+48.66%34.00Maintain01-04-2026

Ncino SWOT Analysis


Cloud Banking Pionee
nCino leads in cloud-based software for financial institutions, offering solutions for loan origination, client onboarding, and operational efficiency
AI-Driven Innovation
Explore nCino's strategic focus on AI and machine learning, including the game-changing Banking Advisor tool for informed decision-making in finance
Growth Amid Challenges
Delve into nCino's expansion efforts, balancing core strength in commercial lending with new ventures in consumer banking and mortgage solutions
Financial Outlook
Analyst price targets range from $29 to $41 per share, with nCino projecting 7-8% revenue growth for fiscal year 2026 amid market competition
Read full SWOT analysis

Ncino Earnings Call Summary for Q4/2026

  • nCino Q4 FY2026 EPS of $0.37 beat estimates by 68%, revenue reached $149.7M vs. $147.85M forecast; stock rose 3.81% aftermarket
  • Subscription revenue grew 7% YoY driven by AI adoption; non-GAAP operating income hit $34.7M (23% margin); free cash flow improved to $12.5M
  • FY2027 guidance projects Q1 EPS of $0.23 rising to Q4 EPS of $0.29; focus on platform pricing expansion and international market growth
  • New CRO Keith Kittell appointed to scale global sales; CEO Naudé emphasized AI strategy success in driving subscription revenue growth
  • Challenges include international revenue decline on constant currency basis and flat professional services growth amid competitive fintech landscape
Last Updated: 01-04-2026, 03:40 am
Read Full Transcript

Earnings

Latest Release
31-03-2026
EPS / Forecast
0.37 / 0.22
Revenue / Forecast
149.7M / 147.85M
EPS Revisions
Last 90 days

NCNO Income Statement

Compare NCNO to Peers and Sector

Metrics to compare
NCNO
Peers
Sector
Relationship
P/E Ratio
386.7x−9.3x12.8x
PEG Ratio
3.36−0.600.01
Price/Book
1.9x7.0x2.4x
Price / LTM Sales
3.4x2.5x2.4x
Upside (Analyst Target)
38.6%38.8%24.2%
Fair Value Upside
Unlock22.5%3.3%Unlock

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Employees
1684

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
55.65M48.59%971.71M
Other Institutional Investors
81.73M51.41%1.43B
Public Companies & Retail Investors
0.000.00%0.00
Total
137.38M100.00%2.4B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
The Vanguard Group, Inc.10.35%1,18,57,4732,07,031
HMI Capital Partners, L.P.5.92%67,82,1381,18,416

FAQ

What Is the Ncino (NCNO) Share Price Today?

The Ncino share price today is 17.49.

What is the current Ncino (NCNO) share price and day range?

As of 01-05-2026, the Ncino share price is 17.49, with a previous close of 17.46. The share price has ranged from 16.95 to 17.52 today, while the 52-week range spans from 13.80 to 33.92.

What Is the Ncino Market Cap?

As of today, Ncino market cap is 2.00B.

What Is the Ncino (NCNO) Share Price Target?

The average 12-month share price target for Ncino is 23.86, with a high estimate of 32 and a low estimate of 16. 11 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +36.40% Upside potential.

What Is Ncino's Earnings Per Share (TTM)?

The Ncino EPS (TTM) is 0.05.

When Is the Next Ncino Earnings Date?

Ncino will release its next earnings report on 03-06-2026.

From a Technical Analysis Perspective, Is NCNO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

What Stock Exchange Does Ncino Trade On?

Ncino is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Ncino?

The stock symbol for Ncino is "NCNO."

How Many Times Has Ncino Stock Split?

Ncino has split 0 times.

How Many Employees Does Ncino Have?

Ncino has 1684 employees.

What Is the NCNO Premarket Price?

NCNO's last pre-market stock price is 17.84. The pre-market share volume is 40.00, and the stock has changed by 0.38, or 2.18%.

What Is the NCNO After Hours Price?

NCNO's last after hours stock price is 17.40, the stock has changed by -0.08, or -0.46%.
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