Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services consisting of tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Provo, Utah.
Strategic Crossroads | Green Dot explores strategic alternatives amid financial challenges, signaling potential restructuring or sale to maximize shareholder value in a competitive fintech landscape |
B2B Growth Engine | Discover how Green Dot's robust B2B operations are driving revenue growth and positioning the company for expansion in the evolving digital financial services market |
Profitability Puzzle | Analyze Green Dot's efforts to improve profitability through platform consolidation and operational efficiency, balancing growth initiatives with cost control measures |
Market Valuation | With a price target of $10 from Barclays, explore Green Dot's potential undervaluation as it trades near 52-week lows, offering a unique opportunity for investors |
Metrics to compare | GDOT | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipGDOTPeersSector | |
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P/E Ratio | −16.8x | 15.4x | 8.6x | |
PEG Ratio | 0.03 | 0.52 | 0.03 | |
Price/Book | 0.5x | 0.9x | 1.0x | |
Price / LTM Sales | 0.3x | 2.3x | 2.6x | |
Upside (Analyst Target) | 34.3% | 28.6% | 17.7% | |
Fair Value Upside | Unlock | −1.4% | 3.7% | Unlock |