Citizens & Northern Corp (CZNC)

Currency in USD
25.29
+0.24(+0.96%)
Real-time Data·
High dividend Yield
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Fair Value
Day's Range
25.0725.29
52 wk Range
18.1625.44
Key Statistics
Prev. Close
25.05
Open
25.07
Day's Range
25.07-25.29
52 wk Range
18.16-25.44
Volume
893
Average Volume (3m)
61.71K
1-Year Change
33.8983%
Book Value / Share
19.32
Fair Value
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Fair Value Upside
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CZNC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
24.00
Downside
-5.10%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

Citizens & Northern Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

0 Buy
1 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 24.00
(-5.10% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold23.50-7.04%22.50Maintain29-01-2026
Piper Sandler
Hold22.00-12.97%21.00Maintain24-10-2025

Earnings

Latest Release
24-07-2026
EPS / Forecast
0.79 / 0.62
Revenue / Forecast
39.42M / 36.5M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.47%
Dividend Yield
4.47%
Industry Median 2.82%
Annualised payout
1.12
Paid quarterly
5-Years Growth
+0.36%
Growth Streak

CZNC Income Statement

Compare CZNC to Peers and Sector

Metrics to compare
CZNC
Peers
Sector
Relationship
P/E Ratio
17.9x0.0x10.0x
PEG Ratio
−1.120.000.03
Price/Book
1.3x0.0x1.0x
Price / LTM Sales
3.5x0.0x2.9x
Upside (Analyst Target)
−4.2%0.0%14.0%
Fair Value Upside
Unlock0.0%2.7%Unlock

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company’s deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

Sector
Financial
Employees
460

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
3.21M17.94%80.52M
Other Institutional Investors
2.45M13.67%61.33M
Public Companies & Retail Investors
12.25M68.39%306.96M
Total
17.92M100.00%448.81M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.6.63%11,87,91529,757
Vanguard Capital Management, LLC4.05%7,25,11918,164

FAQ

What Is the Citizens&Northern (CZNC) Share Price Today?

The Citizens&Northern share price today is 25.29.

What is the current Citizens&Northern (CZNC) share price and day range?

As of 30-07-2026, the Citizens&Northern share price is 25.29, with a previous close of 25.05. The share price has ranged from 25.07 to 25.29 today, while the 52-week range spans from 18.16 to 25.44.

What Is the Citizens&Northern Market Cap?

As of today, Citizens&Northern market cap is 449.81M.

Does Citizens&Northern Pay Dividends? What's The Current Dividend Yield?

The Citizens&Northern dividend yield is 4.47%.

What Is the Citizens&Northern (CZNC) Share Price Target?

The average 12-month share price target for Citizens&Northern is 24.00, with a high estimate of 24 and a low estimate of 24. 0 analysts recommend buying, while 0 suggest selling, with an overall rating of Neutral and -5.10% Downside potential.

What Is Citizens&Northern's Earnings Per Share (TTM)?

The Citizens&Northern EPS (TTM) is 1.47.

When Is the Next Citizens&Northern Earnings Date?

Citizens&Northern will release its next earnings report on 15-10-2026.

From a Technical Analysis Perspective, Is CZNC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Citizens&Northern Trade On?

Citizens&Northern is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Citizens&Northern?

The stock symbol for Citizens&Northern is "CZNC."

How Many Times Has Citizens&Northern Stock Split?

Citizens&Northern has split 19 times.

How Many Employees Does Citizens&Northern Have?

Citizens&Northern has 460 employees.

What Is the CZNC After Hours Price?

CZNC's last after hours stock price is 25.08, the stock has changed by 0.03, or 0.12%.
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