Chime Financial Inc (CHYM)

Currency in USD
27.25
+0.41(+1.53%)
Closed·
27.11-0.14(-0.51%)
·
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Fair Value
Day's Range
26.9127.72
52 wk Range
15.8835.55
Key Statistics
Prev. Close
26.85
Open
27.01
Day's Range
26.91-27.72
52 wk Range
15.88-35.55
Volume
3.92M
Average Volume (3m)
7.46M
1-Year Change
30.5702%
Book Value / Share
3.69
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
39.41
Upside
+44.62%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations

Chime Financial Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

Analyst Ratings

21 Buy
2 Hold
0 Sell
Ratings:
23 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 39.41
(+44.62% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Buy37.00+35.78%33.00Maintain15-09-2026
Rothschild Redburn
Buy46.00+68.81%-Upgrade14-09-2026
BMO Capital
Buy38.00+39.45%32.00Maintain09-09-2026
BMO Capital
Buy38.00+39.45%32.00Maintain09-09-2026
Compass Point
Buy42.00+54.13%35.00Maintain09-09-2026

Chime Financial Inc Earnings Call Summary for Q2/2026

  • Chime Q2 revenue rose 27% YoY; adjusted EBITDA margin expanded to 15%, up 12 points; posted $28M GAAP net income, second straight profitable quarter
  • Active members grew 20% to 10.4M; revenue per member up 6% to $260/quarter; Chime Prime members generate 2x average revenue per active member
  • Raised 2026 guidance: revenue $2.725B-$2.745B, adjusted EBITDA $465M-$475M, net member adds to 1.8M from 1.4M; Q3 EBITDA margin 15%-16%
  • Cutting 10% of workforce to streamline operations; expects $16M-$20M restructuring charges in Q3; CEO cites AI enabling smaller, faster teams
  • Stock jumped 7.94% after-hours to $27.98; expanding beyond banking with Prime, Invest products, and planned unsecured credit line for members
Last Updated: 06-08-2026, 04:50 am
Read Full Transcript

Earnings

Latest Release
05-08-2026
EPS / Forecast
0.07 / -0.10
Revenue / Forecast
670M / --
EPS Revisions
Last 90 days

CHYM Income Statement

Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−567.1x45.8x9.3x
PEG Ratio
−5.700.320.03
Price/Book
7.3x4.4x1.0x
Price / LTM Sales
4.2x3.0x2.9x
Upside (Analyst Target)
44.6%29.1%19.8%
Fair Value Upside
Unlock9.8%3.4%Unlock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
55.71M14.72%1.52B
Other Institutional Investors
307.63M81.26%8.38B
Public Companies & Retail Investors
15.24M4.03%415.35M
Total
378.59M100.00%10.32B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
DST Global9.51%3,60,18,5939,81,507
General Atlantic Service Company, L.P.5.62%2,12,59,6835,79,326

FAQ

What Is the Chime Financial (CHYM) Share Price Today?

The Chime Financial share price today is 27.25.

What is the current Chime Financial (CHYM) share price and day range?

As of 03-10-2026, the Chime Financial share price is 27.25, with a previous close of 26.85. The share price has ranged from 26.91 to 27.72 today, while the 52-week range spans from 15.88 to 35.55.

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 10.16B.

What Is the Chime Financial (CHYM) Share Price Target?

The average 12-month share price target for Chime Financial is 39.41, with a high estimate of 50 and a low estimate of 30. 21 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +44.62% Upside potential.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -0.05.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on 11-11-2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 27.38. The pre-market share volume is 280.00, and the stock has changed by 0.53, or 1.97%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 27.11, the stock has changed by -0.14, or -0.51%.
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