Tata Capital Ltd (TATC)

Currency in INR
365.40
+4.50(+1.25%)
Closed·
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Fair Value
Day's Range
358.00367.00
52 wk Range
296.00379.95
Key Statistics
Bid/Ask
366.20 / 366.30
Prev. Close
360.9
Open
360.9
Day's Range
358-367
52 wk Range
296-379.95
Volume
1.72M
Average Volume (3m)
3.01M
1-Year Change
-
Fair Value
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Fair Value Upside
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TATC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
404.62
Upside
+10.73%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth

Tata Capital Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

11 Buy
2 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 404.62
(+10.73% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
JPMorgan
Buy395.00+8.10%380.00Maintain30-07-2026
Nomura/Instinet
Buy415.00+13.57%400.00Maintain29-07-2026
JPMorgan
Buy380.00+4.00%375.00Maintain24-04-2026
Kotak
Buy390.00+6.73%375.00Maintain23-04-2026
JPMorgan
Buy375.00+2.63%410.00Maintain02-04-2026

Tata Capital Ltd Earnings Call Summary for Q1/2027

  • Tata Capital Q1 FY2027 profit surged 56% YoY to INR 1,547 crore; AUM grew 22% to INR 291,000 crore with credit costs falling to 1.0% from 1.6%.
  • Cost-to-income ratio improved to 36.4% from 38.3% prior quarter, driven by AI and technology investments expected to boost ROA by 10-15 bps.
  • Company entered gold loans market via Yo Loans acquisition, targeting INR 4,000-5,000 crore portfolio with 500+ branches over 2.5-3 years post-RBI approval.
  • Management reaffirmed FY2028 guidance, citing operating leverage gains and margin expansion from high-margin products like affordable housing and gold loans.
  • Net NPA improved to 0.8%; housing finance AUM rose 24% YoY to INR 89,416 crore with PAT up 29%, while funding remains strong with triple-A rating.
Last Updated: 28-07-2026, 11:20 pm
Read Full Transcript

Earnings

Latest Release
03-06-2026
EPS / Forecast
3.50 / --
Revenue / Forecast
41.46B / 44.21B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 12.92%
Dividend Yield
0.16%
Industry Median 1.21%
Annualised payout
0.57
Paid annually
5-Years Growth
-
Growth Streak

TATC Income Statement

Compare TATC to Peers and Sector

Metrics to compare
TATC
Peers
Sector
Relationship
P/E Ratio
28.5x16.6x10.0x
PEG Ratio
1.320.420.03
Price/Book
3.4x1.8x1.0x
Price / LTM Sales
11.3x2.6x2.9x
Upside (Analyst Target)
10.8%7.9%14.0%
Fair Value Upside
Unlock4.5%2.8%Unlock

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill and invoice discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.

Sector
Financial
Employees
17286
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
192.56M4.57%70.36B
Other Institutional Investors
3.69B87.54%1.35T
Public Companies & Retail Investors
332.91M7.89%121.64B
Total
4.22B100.00%1.54T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Tata Sons Private Limited79.33%3,34,50,64,2621,22,22,86,481
Tata Motors Passenger Vehicles Limited4.52%19,05,51,4216,96,27,489

FAQ

What Is the Tata Capital (TATC) Share Price Today?

The Tata Capital share price today is 365.40.

What is the current Tata Capital (TATC) share price and day range?

As of 02-08-2026, the Tata Capital share price is 365.40, with a previous close of 360.90. The share price has ranged from 358.00 to 367.00 today, while the 52-week range spans from 296.00 to 379.95.

What Is the Tata Capital Market Cap?

As of today, Tata Capital market cap is 1.54T.

Does Tata Capital Pay Dividends? What's The Current Dividend Yield?

The Tata Capital dividend yield is 0.16%.

What Is the Tata Capital (TATC) Share Price Target?

The average 12-month share price target for Tata Capital is 404.62, with a high estimate of 450 and a low estimate of 335. 11 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +10.73% Upside potential.

What Is Tata Capital's Earnings Per Share (TTM)?

The Tata Capital EPS (TTM) is 12.92.

When Is the Next Tata Capital Earnings Date?

Tata Capital will release its next earnings report on 02-09-2026.

From a Technical Analysis Perspective, Is TATC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

What Stock Exchange Does Tata Capital Trade On?

Tata Capital is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for Tata Capital?

The stock symbol for Tata Capital is "TATC."

How Many Times Has Tata Capital Stock Split?

Tata Capital has split 0 times.

How Many Employees Does Tata Capital Have?

Tata Capital has 17286 employees.
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