Tata Capital Ltd (TATC)

Currency in INR
325.00
+15.70(+5.08%)
Closed·
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Fair Value
Day's Range
305.05328.45
52 wk Range
296.00390.20
Key Statistics
Bid/Ask
325.00 / 326.35
Prev. Close
309.3
Open
309
Day's Range
305.05-328.45
52 wk Range
296-390.2
Volume
14.5M
Average Volume (3m)
1.82M
1-Year Change
-0.4289%
Fair Value
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Fair Value Upside
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TATACAP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
400.93
Upside
+23.36%
Members' Sentiments
Bearish
Bullish
ProTips
Prominent player in the Consumer Finance industry

Tata Capital Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

13 Buy
1 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 400.93
(+23.36% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Nomura/Instinet
Buy370.00+13.85%415.00Maintain28-10-2026
Kotak
Buy400.00+23.08%-Upgrade28-10-2026
Nuvama
Buy415.00+27.69%-Upgrade02-10-2026
Citi
Buy450.00+38.46%-New Coverage23-09-2026
JPMorgan
Buy395.00+21.54%380.00Maintain30-07-2026

Tata Capital Ltd Earnings Call Summary for Q2/2027

  • Tata Capital's Q2 FY2027 AUM crossed INR 300,000 crores to INR 308,030 crores, up 26% YoY; PAT surged 51% YoY to INR 1,660 crores with ROE above 14%.
  • Cost-to-income ratio improved 438 bps YoY to 35.3% driven by operating leverage; gross Stage 3 assets stable at 1.9% with provision coverage at 59%.
  • Management maintained FY2027 AUM growth guidance at 23-25% and approved 20-25 bps rate hike on floating-rate portfolio to support margins.
  • Company plans to launch gold loan business next month and exploring alternative products to offset potential regulatory impact on revolving credit.
  • Stock traded flat at $300.45 near 52-week low despite strong results; regulatory uncertainty and rising funding costs remain key risks.
Last Updated: 28-10-2026, 01:12 am
Read Full Transcript

Earnings

Latest Release
02-09-2026
EPS / Forecast
3.70 / 2.80
Revenue / Forecast
44.56B / 43.4B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 14.08
Dividend Yield
0.18%
Industry Median 1.30%
Annualised payout
0.57
Paid annually
5-Years Growth
-
Growth Streak

TATACAP Income Statement

Compare TATACAP to Peers and Sector

Metrics to compare
TATACAP
Peers
Sector
Relationship
P/E Ratio
24.1x19.6x9.2x
PEG Ratio
-0.380.03
Price/Book
2.7x1.5x1.0x
Price / LTM Sales
9.6x2.4x2.8x
Upside (Analyst Target)
29.6%27.9%19.0%
Fair Value Upside
Unlock−0.3%3.8%Unlock

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.

Sector
Financial
Employees
17286
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
205.11M4.86%61.44B
Other Institutional Investors
3.72B88.20%1.11T
Public Companies & Retail Investors
292.34M6.93%87.57B
Total
4.22B100.00%1.26T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Tata Sons Private Limited79.33%3,34,50,64,2621,00,20,14,000
Tata Motors Passenger Vehicles Limited4.52%19,05,51,4215,70,79,678

FAQ

What Is the Tata Capital (TATACAP) Share Price Today?

The Tata Capital share price today is 325.00.

What is the current Tata Capital (TATACAP) share price and day range?

As of 29-10-2026, the Tata Capital share price is 325.00, with a previous close of 309.30. The share price has ranged from 305.05 to 328.45 today, while the 52-week range spans from 296.00 to 390.20.

What Is the Tata Capital Market Cap?

As of today, Tata Capital market cap is 1.30T.

Does Tata Capital Pay Dividends? What's The Current Dividend Yield?

The Tata Capital dividend yield is 0.2%%.

What Is the Tata Capital (TATACAP) Share Price Target?

The average 12-month share price target for Tata Capital is 400.93, with a high estimate of 463 and a low estimate of 340. 13 analysts recommend buying, while 0 suggest selling, with an overall rating of Strong Buy and +23.36% Upside potential.

What Is Tata Capital's Earnings Per Share (TTM)?

The Tata Capital EPS (TTM) is 14.08.

When Is the Next Tata Capital Earnings Date?

Tata Capital will release its next earnings report on 02-12-2026.

From a Technical Analysis Perspective, Is TATACAP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

What Stock Exchange Does Tata Capital Trade On?

Tata Capital is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for Tata Capital?

The stock symbol for Tata Capital is "TATACAP."

How Many Times Has Tata Capital Stock Split?

Tata Capital has split 0 times.

How Many Employees Does Tata Capital Have?

Tata Capital has 17286 employees.
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