Mystate Ltd (MYS)

Currency in AUD
4.79
+0.07(+1.48%)
Closed·
High dividend Yield
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Fair Value
Day's Range
4.724.84
52 wk Range
4.055.25
Key Statistics
Bid/Ask
4.89 / 4.82
Prev. Close
4.79
Open
4.78
Day's Range
4.72-4.84
52 wk Range
4.05-5.25
Volume
174.21K
Average Volume (3m)
173.91K
1-Year Change
11.655%
Fair Value
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Fair Value Upside
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MYS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
5.31
Upside
+10.75%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Mystate Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 5.31
(+10.75% Upside)

Mystate Ltd Earnings Call Summary for H2/2026

  • MyState reported underlying NPAT up 41% to AUD 58.3M for FY 2026, with EPS rising 12% as merger synergies with Auswide and Selfco drove results.
  • Board raised full-year dividend to AUD 0.245/share; net interest margin improved to 1.58% exit rate, aided by rate rises and Selfco contribution.
  • Bank delivered AUD 11.8M in run-rate synergies, remains on track for AUD 20-25M by FY 2028; integration costs revised up to AUD 32M total.
  • New AI-enabled core banking platform targeted for go-live before end of FY 2028 to enhance productivity and competitive position long-term.
  • Management expects strong retail competition, margin pressure to persist, and system housing credit growth to slow to ~4% in FY 2027.
Last Updated: 25-08-2026, 07:16 am
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Earnings

Latest Release
24-08-2026
EPS / Forecast
0.15 / --
Revenue / Forecast
395.53M / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.30%
Dividend Yield
5.19%
Industry Median 3.56%
Annualised payout
0.25
Paid unevenly
5-Years Growth
-0.80%
Growth Streak

MYS Income Statement

Compare MYS to Peers and Sector

Metrics to compare
MYS
Peers
Sector
Relationship
P/E Ratio
14.5x12.2x9.8x
PEG Ratio
0.560.270.03
Price/Book
1.1x1.0x1.0x
Price / LTM Sales
3.2x2.4x3.0x
Upside (Analyst Target)
10.8%6.8%13.5%
Fair Value Upside
Unlock−3.0%2.0%Unlock

MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates through the MyState Bank and Wealth Management segments. The company offers home loans, personal, overdraft, line of credit and commercial products, leasing and commercial hire purchase, transactional savings accounts, fixed term deposits, and insurance products, as well as savings and transactional banking solutions. It also provides fund management and trustee services. The company was incorporated in 2008 and is based in Hobart, Australia.

Sector
Financial
Employees
298
Market
Australia

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
20.41M11.98%96.33M
Other Institutional Investors
3.33M1.95%15.72M
Public Companies & Retail Investors
146.68M86.07%692.34M
Total
170.42M100.00%804.38M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Dimensional Fund Advisors LP4.82%82,13,32238,767
Vanguard Capital Management, LLC3.67%62,56,66329,531

FAQ

What Is the Mystate (MYS) Share Price Today?

The Mystate share price today is 4.79.

What is the current Mystate (MYS) share price and day range?

As of 31-08-2026, the Mystate share price is 4.79, with a previous close of 4.79. The share price has ranged from 4.72 to 4.84 today, while the 52-week range spans from 4.05 to 5.25.

What Is the Mystate Market Cap?

As of today, Mystate market cap is 816.31M.

Does Mystate Pay Dividends? What's The Current Dividend Yield?

The Mystate dividend yield is 5.19%.

What Is the Mystate (MYS) Share Price Target?

The average 12-month share price target for Mystate is 5.31, with a high estimate of 5.71 and a low estimate of 4.9. 1 analysts recommend buying, while 0 suggest selling, with an overall rating of Buy and +10.75% Upside potential.

What Is Mystate's Earnings Per Share (TTM)?

The Mystate EPS (TTM) is 0.30.

From a Technical Analysis Perspective, Is MYS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

What Stock Exchange Does Mystate Trade On?

Mystate is listed and trades on the Sydney Stock Exchange.

What Is the Stock Symbol for Mystate?

The stock symbol for Mystate is "MYS."

How Many Times Has Mystate Stock Split?

Mystate has split 1 times.

How Many Employees Does Mystate Have?

Mystate has 298 employees.
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