Southern Cross Payments Ltd provides payment processing, electronic money, and regulatory technology solutions for businesses. The company offers payment processing, card acquiring, and settlement services, enabling acceptance of online payments from major cards and alternative payment methods globally. It delivers a unified payment platform with embedded fraud protection, compliance tools, and advanced reporting for transaction monitoring and risk management. The company supplies core banking, identity verification, onboarding, interbank networking, electronic wallet, and payment gateway software, available as licensed products or services. It also provides specialist banking services for cross-border, regulated, and high-value businesses, including multi-currency options and revenue optimization tools, and develops regulatory and financial technology software for the financial sector. The company serves regulated-sector merchants, banks, credit unions, electronic money institutions, payment institutions, financial services companies, and businesses engaged in cross-border and high-value transactions. The company was founded in 1996 and is based in Melbourne, Australia.