Bajaj Housing Finance in Focus: FTSE Inflows, Lock-In Expiry & Valuation Insights

Published 21-03-2025, 08:56 am
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Shares of Bajaj Housing Finance Ltd. are set to be in the spotlight on Friday, March 21, as the stock is expected to receive significant inflows as part of the FTSE rebalancing adjustments. These adjustments, which will take place toward the close of the trading session, have made Bajaj Housing Finance one of the 14 stocks included in the FTSE India Index, as per announcements made last month.

According to a report by Nuvama Alternative and Quantitative Research, Bajaj Housing Finance could receive inflows of up to $45 million, while estimates from IIFL Capital’s Alt Desk indicate potential inflows of $48.4 million. The overall FTSE rebalancing is expected to bring in passive inflows of $1.4 billion to $1.6 billion for the Indian markets, adding further liquidity to the stock.

Investors will also be keeping a close eye on April 15, as that marks the end of Bajaj Housing Finance’s one-year shareholder lock-in period. A staggering 529 crore shares, accounting for 64% of the company’s outstanding equity, will become eligible for trading once the lock-in expires. However, it is important to note that this does not necessarily mean all these shares will be sold immediately—it only means they are eligible for trading.

Among the 8 analysts covering Bajaj Housing Finance the target price goes as low as INR 80 per share. A consensus estimate of these analysts suggests that the stock has a downside potential till INR 105.

Image Source: InvestingPro

Investors looking to make informed decisions can turn to InvestingPro’s Fair Value tool, which provides a precise valuation estimate based on multiple financial models. According to InvestingPro, the fair value of Bajaj Housing Finance stands at INR 95.4 per share, indicating a 21.3% downside potential from its current market price (CMP) of INR 121.1. This valuation insight helps investors assess whether the stock is overvalued or undervalued and make strategic investment choices accordingly.

InvestingPro is a powerful stock analysis tool that helps investors navigate market fluctuations with confidence. With AI-driven insights, pre-built stock screeners, and fair value estimates, InvestingPro empowers traders to identify undervalued opportunities and avoid overhyped stocks.

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