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Bajaj Finance: Customers Increase but Loans Come Down

Published 06-04-2021, 11:26 am
Updated 06-04-2021, 11:28 am
© Reuters.
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By Aditya Raghunath

Investing.com -- Bajaj Finance Ltd (NS:BJFN), one of India’s largest NBFCs (non-banking finance companies) reported an increase in its AUM (assets under management) to Rs 1.53 lakh crore as of March 31, 2021, compared to Rs 1.47 lakh crore on March 31, 2020, a growth of 4%. For Q4 FY2021, AUM grew by Rs 9,500 crore.

The company added 2.3 million new customers and 5.5 million in Q4 FY2021. However, it had added 6 million new loans in Q4 FY2020. On April 5, Bajaj Finance stock fell 5.7% to Rs 4,962.5.

Morgan Stanley (NYSE:MS) said the numbers for Bajaj Finance in Q4 FY 2021 are better-than-expected, and that sentiment would swing in the stock’s favor. It has rated the stock as ‘overweight’ and has given Bajaj Finance a target of Rs 6,000. That’s an upside of almost 20% from current levels. The stock is trading at Rs 5,014 at the time of this report.

Credit Suisse (SIX:CSGN) on the other hand has said that the pace of recovery is slow and that loan growth will slow to 21% CAGR (compounded annual growth rate) for the medium term. It has rated the stock ‘neutral’ and has given it a price target of Rs 5,600. Credit Suisse also said that the second wave of COVID-19 would impact credit cost.

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