22 Loan Accounts Have Bad Loans Worth Rs 89,000; Will be Transferred to Bad Bank

Published 08-06-2021, 08:37 am
Updated 08-06-2021, 08:41 am
© Reuters.

By Aditya Raghunath

Investing.com -- Indian Banks Association (IBA) Chairman Rajkiran Rai has said that Indian banks have identified a total of 22 accounts with a total outstanding of Rs 89,000 crore that will be transferred to the proposed bad bank or NARC.

NARCL stands for National Asset Reconstruction Company and was announced in the Union Budget for FY22 to take over a large part of the non-performing assets (NPAs) in the Indian banking system. It is expected to be funded by public sector banks (PSBs). It is estimated that 8% of their PSBs’ loan books are gross NPAs.

Rai, who is also the head of Union Bank of India Ltd (NS:UNBK) of India said, “What we have done is preliminary work to keep the ground ready so that when the ARC is registered, they can start the process. We have broadly identified accounts where there are close to 100 percent provision and which are accounts above Rs 500 crore.”

Videcon Group overseas venture VOVL (formerly Videocon Oil Ventures Limited), Reliance (NS:RELI) Naval, and Essar Power have been identified as some legacy NPA accounts.

A CNBC TV18 report said, “According to people in the know, State Bank Of India (NS:SBI) has identified NPAs with Rs 17,000-18,000 crores outstanding to be transferred to the NARCL, but will continue working on their resolutions until such time that the actual transfer happens.

Punjab National Bank (NS:PNBK) has identified Rs 8,000 crores worth of NPAs, and Union Bank of India Rs 7,800 crores of NPAs to be transferred to the National ARC.”

Earlier, media reports said that Bank of India Ltd (NS:BOI) has 21 accounts with Rs 5,500 in exposure and Indian Bank (NS:INBA) estimates that it will transfer Rs 1,900 crore to NARC.

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