Universal Insurance Holdings Inc (UVE)

NYSE
Currency in USD
22.88
-0.28(-1.21%)
Real-time Data·
UVE Scorecard
Full Analysis
Short term obligations exceed liquid assets
Earnings results expected in 3 days
Fair Value
Day's Range
22.8123.17
52 wk Range
16.4124.14
Key Statistics
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Prev. Close
23.16
Open
22.97
Day's Range
22.81-23.17
52 wk Range
16.41-24.14
Volume
17.31K
Average Volume (3m)
170.37K
1-Year Change
18.72%
Book Value / Share
13.2
Fair Value
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Fair Value Upside
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UVE Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
27.00
Upside
+18.01%
Members' Sentiments
Bearish
Bullish
ProTips
Has maintained dividend payments for 20 consecutive years
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Universal Insurance Company Profile

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Industry
Insurance
Sector
Financial
Employees
1068

Universal Insurance Holdings Inc Earnings Call Summary for Q4/2024

  • Universal Insurance Q4 2024 EPS of $0.25 beat $0.09 forecast; revenue missed at $384.8M vs $449.9M expected
  • Stock rose 4.8% post-earnings; company repurchased 370,000 shares, signaling confidence
  • Direct premiums written up 8.8% YoY to $470.9M; focus on profitability and selective market expansion
  • Multi-year reinsurance capacity secured for 2026; full details to be released in May
  • CEO emphasizes profitability focus and strategic market entry; natural disasters remain a key risk
Last Updated: 26-02-2025, 09:08 pm
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Compare UVE to Peers and Sector

Metrics to compare
UVE
Peers
Sector
Relationship
P/E Ratio
11.0x34.0x8.5x
PEG Ratio
−1.160.790.03
Price/Book
1.7x5.5x1.0x
Price / LTM Sales
0.4x7.2x2.6x
Upside (Analyst Target)
17.4%1.8%21.2%
Fair Value Upside
Unlock−0.4%4.0%Unlock

Analyst Ratings

1 Buy
0 Hold
0 Sell
Ratings:
1 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 27.00
(+18.01% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.07%
Dividend Yield
2.76%
Industry Median 2.44%
Annualised payout
0.64
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Feb 25, 2025
EPS / Forecast
0.25 / 0.09
Revenue / Forecast
384.81M / 449.92M
EPS Revisions
Last 90 days

FAQ

What Is the Universal Insurance (UVE) Stock Price Today?

The Universal Insurance stock price today is 22.88.

What Stock Exchange Does Universal Insurance Trade On?

Universal Insurance is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Universal Insurance?

The stock symbol for Universal Insurance is "UVE."

Does Universal Insurance Pay Dividends? What’s The Current Dividend Yield?

The Universal Insurance dividend yield is 2.76%.

What Is the Universal Insurance Market Cap?

As of today, Universal Insurance market cap is 642.83M.

What is Universal Insurance Earnings Per Share?

The Universal Insurance EPS is 2.07.

What Is the Next Universal Insurance Earnings Date?

Universal Insurance will release its next earnings report on 23 Apr 2025.

From a Technical Analysis Perspective, Is UVE a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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