South Plains Financial Inc (SPFI)

Currency in USD
40.56
+3.80(+10.34%)
Real-time Data·
SPFI Scorecard
Full Analysis
Has raised its dividend for 6 consecutive years
Unusual trading volume
Fair Value
Day's Range
37.6440.56
52 wk Range
29.3640.91
Key Statistics
Prev. Close
36.76
Open
37.75
Day's Range
37.64-40.56
52 wk Range
29.36-40.91
Volume
137.01K
Average Volume (3m)
38.34K
1-Year Change
19.58%
Book Value / Share
27.97
Fair Value
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Fair Value Upside
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SPFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
42.50
Upside
+4.78%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins

South Plains Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

South Plains Financial Company Profile

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Sector
Financial
Employees
564

South Plains Financial Inc Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.86 beats forecast by 11.69%; revenue of $54.7M exceeds expectations; stock rises 3.14% in aftermarket trading
  • Net interest income up to $42.5M from $38.5M; net interest margin improves to 4.07% from 3.81%; tangible book value per share increases
  • Company focuses on expanding lending capabilities and maintaining strong capital position; explores M&A opportunities
  • Expects flat to low single-digit loan growth in Q3, mid to high single-digit for full year; anticipates net interest margin expansion
  • Healthy dividend yield of 1.63%; stock beta of 0.69 suggests lower volatility compared to broader market
Last Updated: 17-07-2025, 03:36 am
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Compare SPFI to Peers and Sector

Metrics to compare
SPFI
Peers
Sector
Relationship
P/E Ratio
12.0x11.3x9.6x
PEG Ratio
−0.59−3.530.03
Price/Book
1.4x1.3x1.0x
Price / LTM Sales
3.3x3.6x2.8x
Upside (Analyst Target)
18.3%15.2%10.0%
Fair Value Upside
Unlock−7.1%1.6%Unlock

Analyst Ratings

4 Buy
0 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 42.50
(+4.78% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.12%
Dividend Yield
1.63%
Industry Median 3.54%
Annualised payout
0.60
Paid quarterly
5-Years Growth
+45.16%
Growth Streak

Earnings

Latest Release
Jul 16, 2025
EPS / Forecast
0.86 / 0.77
Revenue / Forecast
54.70M / 52.02M
EPS Revisions
Last 90 days

SPFI Income Statement

FAQ

What Is the South Plains Financial (SPFI) Stock Price Today?

The South Plains Financial stock price today is 40.56.

What Stock Exchange Does South Plains Financial Trade On?

South Plains Financial is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for South Plains Financial?

The stock symbol for South Plains Financial is "SPFI."

Does South Plains Financial Pay Dividends? What’s The Current Dividend Yield?

The South Plains Financial dividend yield is 1.63%.

What Is the South Plains Financial Market Cap?

As of today, South Plains Financial market cap is 643.74M.

What Is South Plains Financial's Earnings Per Share (TTM)?

The South Plains Financial EPS (TTM) is 3.12.

When Is the Next South Plains Financial Earnings Date?

South Plains Financial will release its next earnings report on 27 Oct 2025.

From a Technical Analysis Perspective, Is SPFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has South Plains Financial Stock Split?

South Plains Financial has split 0 times.

How Many Employees Does South Plains Financial Have?

South Plains Financial has 564 employees.

What is the current trading status of South Plains Financial (SPFI)?

As of 17 Jul 2025, South Plains Financial (SPFI) is trading at a price of 40.56, with a previous close of 36.76. The stock has fluctuated within a day range of 37.64 to 40.56, while its 52-week range spans from 29.36 to 40.91.
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