Bank Ozk (OZK)

NASDAQ
Currency in USD
44.19
+1.25(+2.91%)
Closed
After Hours
44.190.00(0.00%)
OZK Scorecard
Full Analysis
Has raised its dividend for 28 consecutive years
Fair Value
Day's Range
43.1844.26
52 wk Range
37.4353.64
Key Statistics
Edit
Prev. Close
42.94
Open
43.33
Day's Range
43.18-44.26
52 wk Range
37.43-53.64
Volume
869.03K
Average Volume (3m)
1.28M
1-Year Change
4.84%
Book Value / Share
47.31
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
OZK Scorecardpro icon
Company’s Health
pro lockUnlock
Fair Value
pro lockUnlock Price
Fair Pricepro lock
Upsidepro lock
Price Target
53.88
Upside
+21.92%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple
Show more

Bank Ozk Company Profile

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits; trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts, as well as corporate trust services that includes trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which includes automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. It also offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and affordable housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

Sector
Financial
Employees
3028

Bank Ozk SWOT Analysis


Strategic Pivot
Explore Bank OZK's bold move towards diversification, balancing its renowned CRE expertise with new lending verticals to mitigate concentration risks
Credit Conundrum
Delve into the contrasting views on Bank OZK's credit exposure, particularly in large-scale projects and life science construction lending
Financial Fortitude
Learn about Bank OZK's robust profitability metrics, dividend consistency, and financial health score, despite market concerns
Valuation Visions
Analyst targets range from $37 to $60, reflecting divergent views on Bank OZK's risk profile and future prospects in a changing market landscape
Read full SWOT analysis

Bank Ozk Earnings Call Summary for Q4/2024

  • Bank OZK surpassed Q4 2024 expectations: EPS $1.56 vs $1.44 forecast, revenue $412.34M vs $407.32M expected; stock up 7.52% after hours
  • Strategic shift from real estate to corporate banking; RESG originations at 27-quarter low, but strong pipeline maintained
  • Guidance: Mid to high single-digit loan growth for 2025; anticipates 0-2 interest rate cuts; potential for increased share buybacks
  • Conservative 44% loan-to-value ratio maintained; expansion plans in Miami, New York, and Mexico border regions
  • Challenges: Market volatility, regulatory changes, competition in corporate banking; operational costs expected to rise 10% in 2025
Last Updated: 17-01-2025, 11:12 pm
Read Full Transcript

Compare OZK to Peers and Sector

Metrics to compare
OZK
Peers
Sector
Relationship
P/E Ratio
7.2x0.0x8.8x
PEG Ratio
1.510.000.03
Price/Book
0.9x0.0x1.0x
Price / LTM Sales
3.4x0.0x2.7x
Upside (Analyst Target)
23.4%0.0%19.1%
Fair Value Upside
Unlock0.0%3.7%Unlock

Analyst Ratings

2 Buy
5 Hold
1 Sell
Ratings:
8 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 53.88
(+21.92% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.16
Dividend Yield
3.80%
Industry Median 4.29%
Annualised payout
1.68
Paid quarterly
5-Years Growth
+10.94%
Growth Streak

Earnings

Latest Release
Jan 16, 2025
EPS / Forecast
1.56 / 1.44
Revenue / Forecast
412.34M / 407.32M
EPS Revisions
Last 90 days

FAQ

What Is the Bank Ozk (OZK) Stock Price Today?

The Bank Ozk stock price today is 44.19.

What Stock Exchange Does Bank Ozk Trade On?

Bank Ozk is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for Bank Ozk?

The stock symbol for Bank Ozk is "OZK."

Does Bank Ozk Pay Dividends? What’s The Current Dividend Yield?

The Bank Ozk dividend yield is 3.80%.

What Is the Bank Ozk Market Cap?

As of today, Bank Ozk market cap is 5.02B.

What is Bank Ozk Earnings Per Share?

The Bank Ozk EPS is 6.16.

What Is the Next Bank Ozk Earnings Date?

Bank Ozk will release its next earnings report on 16 Apr 2025.

From a Technical Analysis Perspective, Is OZK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.