Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers consumer finance products comprising durable, lifestyle, and digital products; EMI cards; two and three-wheeler, and personal loans; loans against fixed deposit; home and gold loans; and extended warranties, retail EMIs, consumer electronics, furniture, e-commerce, and co-branded credit cards and wallets. It also provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs) and SMEs; loans against property, mutual funds, insurance policies, and shares; lease rental discounting, business and professional loans, working capital loans, and term loans; developer finance; and new and used car, and tractor financing. In addition, the company offer commercial and rural lending; public and corporate deposits; loans against securities; and various investment services, including demat services, broking, and margin trade financing. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.
Metrics to compare | BJFN | Peers Peers - average of corresponding metrics from companies closely matching BJFN: POONAWALLA, MASFIN, MANAPPURAM, CHOLAFIN, SHRIRAMFIN | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipBJFNPeersSector |
---|---|---|---|---|
P/E Ratio | 32.6x | 16.7x | 8.8x | |
PEG Ratio | 2.34 | 0.02 | 0.03 | |
Price/Book | 6.0x | 2.1x | 1.0x | |
Price / LTM Sales | 14.6x | 6.2x | 2.7x | |
Upside (Analyst Target) | 6.9% | 19.9% | 19.1% | |
Fair Value Upside | Unlock | 12.1% | 3.7% | Unlock |