Affirm Holdings Inc (AFRM)

NASDAQ
Currency in USD
50.08
+3.18(+6.78%)
Closed
After Hours
50.23+0.15(+0.30%)
AFRM Scorecard
Full Analysis
Stock generally trades with high price volatility
Fair Value
Day's Range
48.3350.42
52 wk Range
22.2582.53
Key Statistics
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Prev. Close
46.9
Open
48.33
Day's Range
48.33-50.42
52 wk Range
22.25-82.53
Volume
6.32M
Average Volume (3m)
6.93M
1-Year Change
49.85%
Book Value / Share
8.87
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Price Target
74.36
Upside
+48.49%
Members' Sentiments
Bearish
Bullish
ProTips
Stock price movements are quite volatile
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Affirm Holdings Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Rise
Affirm leads the Buy Now, Pay Later industry with 292,000+ merchant partners and 18.1 million active consumers, showcasing impressive revenue growth
Strategic Alliances
Explore Affirm's partnerships with retail giants and the game-changing Apple Pay integration, set to revolutionize user adoption and transaction volumes
Market Dynamics
Delve into Affirm's competitive edge through sophisticated underwriting and a diverse product portfolio, navigating an evolving regulatory landscape
Future Trajectory
Analyst price targets range from $36 to $78, with Affirm aiming for GAAP operating income profitability by Q4 FY2025 amid international expansion plans
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q1/2025

  • Strong Q1 performance; anticipates stronger H2. Preparing for UK market launch to meet demand for long-term payment products.
  • Revenue improvements driven by interest income, capital markets, and merchant fees. Q2 RLTC margins ~3.8%, adjusted operating income 21-23%.
  • Active consumer growth accelerating due to deeper approvals and re-engagement. Confident in competitive pricing and promotional strategies.
  • Regulatory scrutiny not expected to hinder Affirm card growth. Declining benchmark rates may benefit funding costs; savings to be reinvested.
  • Cautious UK rollout with limited data. Strong unit economics and market share driving optimism. Monitoring early UK performance metrics.
Last Updated: 09-11-2024, 02:02 am
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Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
−80.6x19.5x8.8x
PEG Ratio
−1.010.230.03
Price/Book
5.8x3.0x1.0x
Price / LTM Sales
5.7x2.9x2.7x
Upside (Analyst Target)
62.0%56.8%19.1%
Fair Value Upside
Unlock15.1%3.7%Unlock

Analyst Ratings

12 Buy
9 Hold
0 Sell
Ratings:
21 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 74.36
(+48.49% Upside)

Earnings

Latest Release
Feb 06, 2025
EPS / Forecast
0.23 / -0.16
Revenue / Forecast
866.00M / 805.62M
EPS Revisions
Last 90 days

FAQ

What Is the Affirm Holdings (AFRM) Stock Price Today?

The Affirm Holdings stock price today is 50.08.

What Stock Exchange Does Affirm Holdings Trade On?

Affirm Holdings is listed and trades on the NASDAQ stock exchange.

What Is the Stock Symbol for Affirm Holdings?

The stock symbol for Affirm Holdings is "AFRM."

What Is the Affirm Holdings Market Cap?

As of today, Affirm Holdings market cap is 16.03B.

What is Affirm Holdings Earnings Per Share?

The Affirm Holdings EPS is -0.627.

What Is the Next Affirm Holdings Earnings Date?

Affirm Holdings will release its next earnings report on 06 May 2025.

From a Technical Analysis Perspective, Is AFRM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.
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