Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
BNPL Pioneer's Rise | Affirm leads the Buy Now, Pay Later industry with 292,000+ merchant partners and 18.1 million active consumers, showcasing impressive revenue growth |
Strategic Alliances | Explore Affirm's partnerships with retail giants and the game-changing Apple Pay integration, set to revolutionize user adoption and transaction volumes |
Market Dynamics | Delve into Affirm's competitive edge through sophisticated underwriting and a diverse product portfolio, navigating an evolving regulatory landscape |
Future Trajectory | Analyst price targets range from $36 to $78, with Affirm aiming for GAAP operating income profitability by Q4 FY2025 amid international expansion plans |
Metrics to compare | AFRM | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipAFRMPeersSector | |
---|---|---|---|---|
P/E Ratio | −80.6x | 19.5x | 8.8x | |
PEG Ratio | −1.01 | 0.23 | 0.03 | |
Price/Book | 5.8x | 3.0x | 1.0x | |
Price / LTM Sales | 5.7x | 2.9x | 2.7x | |
Upside (Analyst Target) | 62.0% | 56.8% | 19.1% | |
Fair Value Upside | Unlock | 15.1% | 3.7% | Unlock |